Looking for the best banks in Lagos, Lagos State? Whether you need a reliable commercial bank, a microfinance institution, or a lending service, Lagos offers a wide range of financial institutions. Our list of 25 banks is topped by Stellas Microfinance Bank with an impressive 4.8★ rating from 207 reviews, followed closely by BjLending Services Limited at 4.7★. We rank banks based on Google ratings, review volume, recency, profile completeness, verification, and paid placement to help you make an informed choice.
Joseph S.★★★★★ — ShopRite, one of the Best malls I have ever stepped into, amazing customer service, amazing restaurants, amazing security, diverse payment platforms, Gaming areas (VR, Hoops, Simulations, all you need for a relaxing 2 hours game time), a cinema with amazing popcorn, many disposable bins, many staffs for the best experience.
If you want comfort and all the options above to spend your leisure day or day off go to ShopRite, you'll definitely find all you need in a mall and have a prime time at it
isiaq O.★★★★★ — The processing is looking very smooth and great so far because I'm feeling convince and comfortable to trust this service. Great work!
Clara E.★★★★★ — I haven't gotten my loan yet, but to me it's fast and easy to navigate, smooth and slick, once I get my loan I will come back and make it 5 star
FUNTIME M.★★★★★ — The customer care service needs to be checked. It is absolutely impossible for a customers to call for urgent assistance on issues my personal account for hours and not get response. Too bad.
Emmanuel O.★★★★★ — Very unreliable bank. I had no business with them until GIG mandated their ecommerce subscribers to create an account with Stellas as they remit funds through them. Unfortunately, my team will stop using GIG because of Stellas's poor services.
Olaoluwole O.★★★★★ — The bank is really done well 👍, some years ago, I need a auto loan from them at iyanan-ipaja branch in Lagos Nigeria, and they was given me the best regards of my request, which make me be happy in that year, so the bank is reliable.
The T.★★★★★ — How can I fairly distribute 5 stars between two exceptional staff members? 🤭
A huge thank you to Faith (Customer Service) and Damilola (BVN representative) for their excellent service. They were both
Ayoola U.★★★★★ — This organization is a Mortgage bank. Because it is private Mortgage bank, the interest rate is high.
It is located on Assfibi Road, not too far from Lagos Revenue House, Alaska, Ikeja.
Daniel N.★★★★★ — It's beautiful experience the staff nice good at what they do
Ebuka★★★★★ — Providus Bank is a forward-thinking Nigerian commercial bank known for its innovative digital solutions and customer-centric approach. Licensed by the Central Bank of Nigeria, it offers personal, corporate, commercial, and digital banking products, targeting institutions, SMEs, and high-net-worth individuals.
Bigdaddy U.★★★★★ — I have met with and seen a couple of Realtors, and Leaders of Real Estate business, but in fairness and honesty, I have never seen anyone in this industry has passionate, dedicated, hard working, honest with an impeccable integrity and unquestionable character like this amazing CEO of RITBEST HOMES & PROPERTIES. I have never had any single regret in all my dealings with her. Now this is how real Billionaires are made. Customers/Clients satisfaction is her priority all the time. God bless your business and the works of your hands madam Rita, CEO RITBEST HOMES & PROPERTIES.
Chizoba I.★★★★★ — Excellent experience with Ritbest homes and properties
Michael N.★★★★★ — Useless bank spent 2 hrs arguing to them about the rules that are clearly listed on their website. I sent a western union as I don’t live here and was told the only way it would be possible to receive
Noted P.★★★★★ — Sometimes I wake up thinking about my late mum — it’s been seven years and two months since that night at the hospital. What still pains me isn’t only the low standard of care; it’s that my family and I were treated as if we could be taken advantage of. Compared with Nnewi Teaching Hospital, their practices felt careless and transactional. When I went through the bills line by line, I found a charge for 12 hours of ICU care even though she was there for barely two hours. It looked like a printed template handed to us without proper review.
The official time of death on paper didn’t match what doctors told us in meetings during the Chaos in the INDIAN manager’s office (he wears ear-rings). When the manager called a meeting amid the confusion, he suggested directly to me some doctors in other hospital delay death declarations (in the ICU) just to inflate bills; but this time he’s being honest that my mum died in 2 hours and then after telling me that, he unconsciously expected me to accept a 12‑hour ICU charge (in other words, I should indirectly reward him for his honesty -which I caught them right on the act.” His honesty was an act of being caught not genuine repentance, I was worried they might not admit my late mum because at first, they looking at our pockets; they thought I could not bear the cost, in the ICU; yet they still billed those hours which were not administered. I even saw a nurse returning drips and supplements that were supposed to be given to her but never given because they declared her — and those items still appeared on my bill. There was no proper checking until I raised my voice and exposed the errors.
There’s a difference between creating a comfortable environment and actually caring for the sick. Flat‑screen TVs and air conditioning do not replace honest treatment, thorough checks, or fair billing. Visitors may enjoy the luxury, but the patient deserves competent, compassionate care.
I’ve spoken with several doctors that night and tried to forgive those who treated us poorly; I’ve tried to move on. Coming back after seven years and 2 months…, only to be reading similar recent complaints online; this convinces me the authorities should investigate. Some staff are good, but the management and billing practices need accountability and better welfare checks.
This is our country.
If circumstances change and I’m in a position to influence oversight, I will pursue accountability for how my family and others were, and are being treated, If God permits ☝🏻; unless the hospital entire management has truly and demonstrably repented reformed.
Noted P.★★★★★ — Sometimes I wake up thinking about my late mum — it’s been seven years and two months since that night at the hospital. What still pains me isn’t only the low standard of care; it’s that my family and
Nehemiah E.★★★★★ — I was in Badagry branch of Access bank a few days ago to get an ATM.
Is was a seamless experience, fast and secure, no paper work. Just input your account number into a machine and wait between 2-5 minutes and your card is out and ready to you.
Great improvement.
Tajudeen O.★★★★★ — I was fascinated about my discovery and experience at the First Bank Akowonjo Branch. The banking hall is so spacious. The workers were friendly and cautious. The security guards were highly professional and welcoming. The entire inside, outside and premises were very neat.
Good S.★★★★★ — PLEASE AVOID THIS HOSPITAL IF YOU CAN.
This hospital has no structure, no respect for patients' time, and no consideration for patients welfare.
They just DON'T CARE.
An 8:00 a.m. appointment did not start until almost 12:00 p.m., with no proper explanation. Everyone just cares less.
For a hospital, that is horrible.
The patient is 85 years old and was instructed not to eat before the procedure, yet was left waiting for hours. Making an elderly patient fast far longer than necessary is careless and unacceptable.
The level of disorganization and disregard for patients is highly concerning.
PLEASE AVOID THIS HOSPITAL IF YOU CAN.
Jessica H.★★★★★ — Healthcare in Nigeria is just traumatizing and scary. There’s no urgency— and in healthcare urgency is important. The doctors over imaging are actually EXTREMELY UNQUALIFIED. Please do not take this lightly. They are EXTREMELY UNQUALIFIED. I know this because I am a doctor abroad and I got to see it. You must run through each scan and rule out anything whether acute or major. I’m not confident the doctors are even sure what they’re looking at. It’s how you miss conditions and that’s quite dangerous. They do not go over peoples scans properly and that is how you can miss something very acute.
Sadly, I will have to report this hospital.
Chuks O.★★★★★ — Why can’t I get through to the customer care number. Also no clear instructions on how to activate installment payment. Instagram also no response. Not nice at all.
Tigerlily H.★★★★★ — The ALAT App has fast onboarding and transactions are swift for us. There’s more to do in the app than others like buy movie tickets, save some funds for a project etc. There are also and a lot more promising features to come with the new app update. Daily interest earned and tax yearly keeps you performing your civic duties it makes this the perfect bank for us. 3D security ensures that greedy flatmates or ex workers dont get into our account.
We had an issue that I spent 4 hours on another app racking my head but then with ALAT solved in ten minutes.
We recommend Alat they've helped us expand our business to multiple countries while allowing us to support National goals and interests.
Alat is a great app for couples and entrepreneurs tired of 419 behavior and Akagum lifestyle.
Rasheed A.★★★★★ — Very polite teller. She attends to everyone politely and smiles. She also refer to other staff politely. She answered my questions. Great customer service.
UdokaObis★★★★★ — This is one of the best banks in Nigeria if you ask me, this POS always has cash whenever I need to withdraw and their customer service is always responsive
Tigerlily H.★★★★★ — Sterling could use a finishing touch in the art of customer service as a priority. They have a good leader who is capable but do they have the motivation to make it an every day aspiration.
We opened an account but the mistake we made is we used phone number and this has a plus side and a disadvantage. If a hacker is trying to take over your account it is way eaiser with the number than it is for a traditional account number. Networks recycle numbers so its dangerous to use and they dont tell you this.
The app promises much but fails to deliver a simple reset on your own account for our business to function you have to email them and good luck with a response.
Luckily the switch app allowed us to open an actual account with them so we having lost the number account still have documentation with them which can be accessed over the counter for banking but at the same time playing it safe not always going to the branch.
Ogoval007★★★★★ — Slow in attendance but courteous staff
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Stellas Microfinance Bank tops our list with a 4.8-star rating from 207 reviews. It is the highest-rated bank among the 25 banks we ranked in Lagos, Lagos State.
What is the most reviewed bank in Lagos?▾
Chronyi Motors Limited has the most reviews with 9,762 reviews and a 4.4-star rating. Despite being listed as a bank, it is important to note its name suggests a different primary business.
Which bank in Lagos has the best rating with over 500 reviews?▾
Access Tower (Access Bank Head Office) has a 4.6-star rating from 541 reviews, making it a top choice among banks with a substantial number of reviews in Lagos.
Are there any microfinance banks in the top 5?▾
Yes, Stellas Microfinance Bank ranks 5th with a 4.8-star rating from 207 reviews. It is the only microfinance bank in the top 5 of our Lagos bank rankings.
How are banks ranked on this list?▾
We rank banks using a combination of Google rating, review volume, recency of reviews, profile completeness, verification status, and paid placement. This ensures a comprehensive and up-to-date ranking of the best banks in Lagos.
We've discovered 1 additional bank in Lagos that aren't yet verified or reviewed — listings sourced from OpenStreetMap. They show real address, phone, and map data only; we'll rank them once they're enriched.
Get a Featured placement — a clear “Featured” label plus an enhanced profile. We never sell rank order; featuring is a label only, and your position in the ranking doesn’t change.
