Updated 3 weeks ago

Best Banks in Apapa

Ranked lists 31 banks in Apapa. The default view shows 31 local listings in ranking order. Union Bank Head Office is the first local listing in the default order, with a Google rating of 4.2 from 157 Google reviews.

Compiled from Ranked's database. Method and checks: Eruo Fredoline, founder, Ranked Technologies Ltd. How we rank. Latest listing check 25 September 2026.

How the algorithm scored this31 businesses ranked

Ordered on Google rating, review volume, review recency, profile completeness, review sentiment and the earned verified tick, on weights published and in force since 2026-07-16. Paid placement is not one of them.

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As of October 2026, Ranked lists 31 banks in Apapa, Nigeria, ordered using Google review signals and Ranked's published scoring method. Payment does not change the order.

Source: Ranked (ranked.ng) directory database · full statistics · methodology · Union Bank Head Office vs Sterling Bank Head Office, side by side

Ranked: 31
Google reviews reported: 514
Page refreshed: 27d ago

Sort byMin rating31 results

Ranked #1 by score#1 in the city
1
Union Bank Head Office
71.1/ 100
4.24.2 out of 5 stars157 reviews
36 Marina Rd, Lagos Island, Lagos 102273, Lagos, Nigeria
- Hours listed
From recent reviews
The building houses a beautiful co-creation hub and co-working space on the rooftop, praised for its design and views.
- beautiful interior
- co-working space
- great views
- unhelpful staff
- appointment required
Why ranked #1? ▾
Google rating80
Review volume73
Review recency83
Profile completeness67
Review sentiment56
Verification0
Scores 0 to 100 per dimension. See how we rank.
Recent reviews
Ayodele A. ★★★★★ : Staffs are not helpful at all, plus the customer care are always chewing gum and answering personal calls instead of attending to you.
SOLOMON O. ★★★★★ : Wonderful place to be. The view is just simply amazing.
2
Sterling Bank Head Office
66.6/ 100
4.24.2 out of 5 stars103 reviews
Sterling Towers, 20 Marina Rd, Lagos Island, Lagos 102273, Lagos, Nigeria
- Hours listed
From recent reviews
Solar-integrated power solution and innovative architecture set it apart.
- solar panels
- innovative
- attractive building
- classy
- poor customer service
Why ranked #2? ▾
Google rating80
Review volume67
Review recency85
Profile completeness33
Review sentiment56
Verification0
Scores 0 to 100 per dimension. See how we rank.
Recent reviews
Daniel N. ★★★★★ : Sterling Towers is a class A building with state of the heart facilities, the has 4 newly installed Mistulift elevators, 24hours Powe supply from grid, solar, and 2 Nos. 1MVA Gen sets.
G F. ★★★★★ : The FCA fined Starling Bank nearly £29 million for "shockingly lax" financial crime controls, particularly regarding its anti-money laundering (AML) and sanctions screening, which failed to keep pace
3
Lovonus Micro Finance Bank
63.7/ 100
4.84.8 out of 5 stars121 reviews
New IDDO Park and Ultra Modern, Iddo Rd, Lagos Mainland, Lagos 101245, Lagos, Nigeria
- Hours listed
From recent reviews
Combines quick service with a user-friendly app for easy transfers.
- quick service
- customer friendly
- reliable
- trustworthy
- good app
Why ranked #3? ▾
Google rating93
Review volume70
Review recency7
Profile completeness33
Review sentiment74
Verification0
Scores 0 to 100 per dimension. See how we rank.
Recent reviews
Okeowo O. ★★★★★ : Lovonus has been in existence for more than a decade, their outstanding performance has made them one of the most sort after MicroFinance Banks in Nigeria. They are 100% trust worthy and reliable. I w
Ohajianya C. ★★★★★ : My experience with Lovonus Micro Finance Bank is the most wonderful experience. There processes are fast and sleek and the customer service is always ready to help, answer questions and guide when I experience any challenge in the banking experience
4
FirstBank
63.6/ 100
4.34.3 out of 5 stars7 reviews
21 Mobil Rd, Apapa Quays, Lagos 102272, Lagos, Nigeria
- Hours listed
- satisfactory service
- easy access
Why ranked #4? ▾
Google rating83
Review volume30
Review recency95
Profile completeness67
Review sentiment57
Verification0
Scores 0 to 100 per dimension. See how we rank.
Recent reviews
miracle C. ★★★★★ : I was able to withdraw new notes here
5
Keystone Bank
62.8/ 100
4.74.7 out of 5 stars3 reviewsCBN-licensed · Commercial bank
37 Ware House Rd, Apapa Quays, Lagos 101251, Lagos, Nigeria
- Hours listed
From recent reviews
Attends to customers with courtesy without delay.
- courteous staff
- no delay
- good banking services
Why ranked #5? ▾
Google rating92
Review volume20
Review recency78
Profile completeness67
Review sentiment64
Verification0
Scores 0 to 100 per dimension. See how we rank.
Recent reviews
lawal O. ★★★★★ : Attends to customers with courtesy without delay
6
GT Bank
62.4/ 100
4.14.1 out of 5 stars18 reviews
Creek Road, Apapa, Lagos 102272, Lagos, Nigeria
- Hours listed
From recent reviews
Prompt service and fast-moving queues despite location challenges.
- good customer service
- prompt service
- fast queues
- traffic jam
- bad roads
Why ranked #6? ▾
Google rating77
Review volume43
Review recency80
Profile completeness67
Review sentiment59
Verification0
Scores 0 to 100 per dimension. See how we rank.
Recent reviews
Henry ★★★★★ : In one word: CONCISE! Straight forward branch.
Jahswill O. ★★★★★ : Despite the bad roads in the environment operations is still going On
7
Zenith Bank
61.1/ 100
4.34.3 out of 5 stars7 reviews
24A Apapa Rd, Apapa, Lagos 102272, Lagos, Nigeria
- Hours listed
From recent reviews
Offers 24-hour ATM services.
- great service
- cash transfers
- 24-hour atm
- no parking
Why ranked #7? ▾
Google rating83
Review volume30
Review recency63
Profile completeness67
Review sentiment74
Verification0
Scores 0 to 100 per dimension. See how we rank.
Recent reviews
Peter J. ★★★★★ : Offers great service such as cash transfers, cash withdrawals and deposits, ATM services and other commercial bank services.
Joshua O. ★★★★★ : No parking space. Availablity and operation of ATM machines on 24 hour basis.
8
Guaranty Trust Bank
59.6/ 100
4.84.8 out of 5 stars9 reviews
4 Commercial Rd, Apapa, Lagos 102272, Lagos, Nigeria
- Hours listed
From recent reviews
Cardless ATM and ever-ready staff for efficient service.
- nice premises
- efficient service
- cardless atm
- great aesthetics
- friendly staff
Why ranked #8? ▾
Google rating93
Review volume33
Review recency65
Profile completeness0
Review sentiment77
Verification0
Scores 0 to 100 per dimension. See how we rank.
Recent reviews
sheriff S. ★★★★★ : Great aesthetics and ambience.
Abubakar S. ★★★★★ : Efficiency, a banking hall with ever ready staffs to attend you and cardless ATM machine
9
Zenith Bank
59.4/ 100
4.04.0 out of 5 stars7 reviews
Liverpool Junction, 3 Point Rd, Apapa, Lagos 102272, Lagos, Nigeria
Why ranked #9? ▾
Google rating73
Review volume30
Review recency98
Profile completeness67
Review sentiment50
Verification0
Scores 0 to 100 per dimension. See how we rank.
Recent reviews
Abdul R. ★★★★★ : Always work, the atm is 24/7 and banking is easy
10
Sterling Bank
59.1/ 100
4.34.3 out of 5 stars6 reviews
C9WF+57M, Apapa Rd, Apapa Quays, Lagos 102272, Lagos, Nigeria
- Hours listed
From recent reviews
Lesser traffic due to ongoing road construction.
- lesser traffic
- road construction
- good atm
- customer care
- easily located
Why ranked #10? ▾
Google rating83
Review volume28
Review recency86
Profile completeness33
Review sentiment62
Verification0
Scores 0 to 100 per dimension. See how we rank.
Recent reviews
Trinity ★★★★★ : Great customer service. The banking system was seamless and no time wasted. I was attended to within a few minutes of going into the bank. The bank staffs were all professional in their approach to customers, helpful and also friendly. The security at the bank entrance and within the banking hall were very polite, friendly and welcoming. My inquiries were attended to promptly and challenge was resolved.
Mustapha M. ★★★★★ : Except for the trucks that plagued the road leading to the bank. It is easily located along the road and the atm works fine.
11
First Bank - Apapa Branch
57.1/ 100
4.04.0 out of 5 stars7 reviews
1 Burma Rd, Apapa Quays, Lagos 102272, Lagos, Nigeria
- Hours listed
From recent reviews
Quick account rectification service, but rude customer service staff named Damilola.
- kind staff
- rude customer service
- quick account rectification
- field trip friendly
Why ranked #11? ▾
Google rating73
Review volume30
Review recency76
Profile completeness67
Review sentiment55
Verification0
Scores 0 to 100 per dimension. See how we rank.
Recent reviews
Waeed K. ★★★★★ : My son went there on a field trip and they were so kind
Onime O. ★★★★★ : There's these rude lady in their customer service desk. Her name is Damilola! Very saucy and annoying. Rubbish branch
12
Jaiz Bank Plc
56.3/ 100
4.84.8 out of 5 stars13 reviewsCBN-licensed · Non-interest bank
Eleganza Plaza, 17B Apapa Rd, Apapa Quays, Lagos 102272, Lagos, Nigeria
- Hours listed
From recent reviews
Attentive customer service, with a reviewer feeling treated like royalty.
- good bank
- attentive service
- helpful staff
- convenient location
Why ranked #12? ▾
Google rating93
Review volume38
Review recency8
Profile completeness33
Review sentiment74
Verification0
Scores 0 to 100 per dimension. See how we rank.
Recent reviews
Modinat A. ★★★★★ : First time I called and I was attended to just like a queen 👸 thanks to Jaiz bank I love your services
LEGACY ★★★★★ : This branch of Jaiz Bank is located on Davies Street, Marina... From UBA roundabout inwards Marina road, take the first legit left; the branch will be on your right. It's in same complex as Unity bank, opposite Qualitex Textiles wholesale showroom
13
Access Bank Plc Creek Road Apapa Branch
55.1/ 100
4.04.0 out of 5 stars2 reviews
24a Creek Road, Apapa, Lagos 102241, Lagos, Nigeria
Why ranked #13? ▾
Google rating73
Review volume16
Review recency91
Profile completeness67
Review sentiment50
Verification0
Scores 0 to 100 per dimension. See how we rank.
14
Zenith Bank
54.7/ 100
4.44.4 out of 5 stars5 reviews
19 Mobil Rd, Apapa, Lagos 100242, Lagos, Nigeria
Why ranked #14? ▾
Google rating86
Review volume26
Review recency33
Profile completeness67
Review sentiment50
Verification0
Scores 0 to 100 per dimension. See how we rank.
Recent reviews
D. L. ★★★★★ : Zenith bank Along Mobil road is a safe and easily accessed bank you can easily perform your transactions. Staff there are friendly and the customer care service is good..
Sagir ★★★★★ : They have good services but the banking hall is not spacious. Most of the time is very busy.
15
Access Bank Plc Wharf Road Branch
54.4/ 100
4.34.3 out of 5 stars7 reviews
13-15 Wharf Road, Apapa, Lagos 102241, Lagos, Nigeria
- Hours listed
From recent reviews
Closest bank branch to Eleganza roundabout with helpful security and working ATMs.
- close to eleganza
- car park
- helpful security
- working atms
- minimal queue
- friendly staff
Why ranked #15? ▾
Google rating83
Review volume30
Review recency9
Profile completeness67
Review sentiment77
Verification0
Scores 0 to 100 per dimension. See how we rank.
Recent reviews
Chukwuma O. ★★★★★ : Thanks to you Mr. 'Yinka and your team (members including Ifeanyi and Joshua)!
16
Access Bank Plc Apapa, Liverpool Road
51.5/ 100
4.74.7 out of 5 stars3 reviews
21 Liverpool Rd, Apapa Quays, Lagos 102241, Lagos, Nigeria
Why ranked #16? ▾
Google rating92
Review volume20
Review recency1
Profile completeness67
Review sentiment50
Verification0
Scores 0 to 100 per dimension. See how we rank.
17
Ecobank - Apapa Branch
51.3/ 100
5.05.0 out of 5 stars1 reviews
7 Randle Rd, Apapa, Lagos 100272, Lagos, Nigeria
- Hours listed
- great service
Why ranked #17? ▾
Google rating95
Review volume10
Review recency0
Profile completeness67
Review sentiment60
Verification0
Scores 0 to 100 per dimension. See how we rank.
18
Polaris Bank Limited
50.1/ 100
4.04.0 out of 5 stars4 reviews
125a, Apapa Road, Road, Apapa, Lagos 101211, Lagos, Nigeria
- Hours listed
- new bank
- good customer service
Why ranked #18? ▾
Google rating73
Review volume23
Review recency29
Profile completeness67
Review sentiment64
Verification0
Scores 0 to 100 per dimension. See how we rank.
19
Access Bank Plc Ebute Metta Branch
48.7/ 100
3.53.5 out of 5 stars6 reviews
47 Apapa Rd, Ebute Metta, Lagos 101212, Lagos, Nigeria
Why ranked #19? ▾
Google rating50
Review volume28
Review recency87
Profile completeness67
Review sentiment50
Verification0
Scores 0 to 100 per dimension. See how we rank.
Recent reviews
Bisola O. ★★★★★ : Nonchalant behaviour from staff, very slow in responding, waiting time is usually long. The only things good are the car park and Atm. But overall, it is not a good experience at all. I was told to wait till she finished her meeting as she couldn't do both and the other person was looking mean, angry and uninterested.
20
Union Bank
48.6/ 100
4.34.3 out of 5 stars3 reviews
32 Apapa Rd, Apapa, Lagos 101251, Lagos, Nigeria
- Hours listed
Why ranked #20? ▾
Google rating83
Review volume20
Review recency0
Profile completeness67
Review sentiment55
Verification0
Scores 0 to 100 per dimension. See how we rank.
21
Zenith Bank
48.5/ 100
4.04.0 out of 5 stars4 reviews
18 Ereko St, Idumota, Lagos 102273, Lagos, Nigeria
- Open 24 hours
Why ranked #21? ▾
Google rating73
Review volume23
Review recency27
Profile completeness67
Review sentiment50
Verification0
Scores 0 to 100 per dimension. See how we rank.
Recent reviews
Ahmad A. ★★★★★ : A banking hall where daily transactions are made
22
Union Bank
45.1/ 100
4.54.5 out of 5 stars4 reviews
22 Ware House Rd, Apapa Quays, Lagos 102272, Lagos, Nigeria
Why ranked #22? ▾
Google rating88
Review volume23
Review recency8
Profile completeness0
Review sentiment50
Verification0
Scores 0 to 100 per dimension. See how we rank.
23
Wema Bank
43.7/ 100
4.04.0 out of 5 stars2 reviews
2 Commercial Rd, Apapa, Lagos 100211, Lagos, Nigeria
- Hours listed
Why ranked #23? ▾
Google rating73
Review volume16
Review recency3
Profile completeness67
Review sentiment50
Verification0
Scores 0 to 100 per dimension. See how we rank.
Recent reviews
Ihuoma I. ★★★★★ : Wema bank is located in Apapa, a commercial area with a lot of business taking place like wearhouse, retail, chopping center and banks. We have Nigeria Port Authority in this area too
24
Bank
42.1/ 100
3.53.5 out of 5 stars8 reviews
Apapa Quays, Lagos 102272, Lagos, Nigeria
- Hours listed
Why ranked #24? ▾
Google rating50
Review volume32
Review recency80
Profile completeness0
Review sentiment50
Verification0
Scores 0 to 100 per dimension. See how we rank.
Recent reviews
Henry ★★★★★ : You have to go upstairs to withdraw money from the counter. Odd.
Dennis E. ★★★★★ : Apapa branch of one of Nigeria's top five banks. All the usual banking transactions are available here.
25
Polaris Bank Limited
41.9/ 100
4.04.0 out of 5 stars1 reviews
28 Apapa Rd, Apapa, Lagos 102272, Lagos, Nigeria
- Hours listed
Why ranked #25? ▾
Google rating73
Review volume10
Review recency0
Profile completeness67
Review sentiment50
Verification0
Scores 0 to 100 per dimension. See how we rank.
26
Access Bank Plc Apapa, Burma Road
32.5/ 100
3.03.0 out of 5 stars4 reviews
11 Burma Rd, Apapa, Lagos 102241, Lagos, Nigeria
Why ranked #26? ▾
Google rating27
Review volume23
Review recency39
Profile completeness67
Review sentiment50
Verification0
Scores 0 to 100 per dimension. See how we rank.
Recent reviews
Azode L. ★★★★★ : Excellent experience from Gbenga and Kehinde. They know what they’re doing and they see to helping you meet your needs. I just wish to see them smiling more as this can make a stressful day a joyous day. Great folks!
Engineer M. ★★★★★ : Terrible experience, unprofessional staff, everytime I go there I regret, besides the very slow work and unprofessional things they do, last time I went to stop my dollar card they told me its done stopped and they issued new one for me, so I asked them if the one they stopped can't work anymore, they told me yes and you can try it and the transaction will be declined and surprisingly after doing that it worked !!! The card which they told me they stopped it , it was working and they debited me for that!!! And then they told me to wait again till they fix the issue, its a terrible and bad experience I don't advice anyone to deal with them. No safety for your money suddenly transactions happen and they debit you. Mistakes that you can't imagine can happen just with them.
27
First Bank - Apapa Point Road Branch
23.9/ 100
1.01.0 out of 5 stars2 reviews
plot no 1, 3 Point Rd, Apapa, Lagos 100272, Lagos, Nigeria
- Hours listed
Why ranked #27? ▾
Google rating1
Review volume16
Review recency63
Profile completeness67
Review sentiment50
Verification0
Scores 0 to 100 per dimension. See how we rank.
Recent reviews
TOMISIN O. ★★★★★ : The bank is no longer functional. Not in operation
28
Union Bank of Nigeria
12.2/ 100
Not availableNot yet rated0 reviews
Union Bank of Nigeria, Lagos, Nigeria
From recent reviews
Nigeria Bank. (Source: Wikidata)
Why ranked #28? ▾
Google rating0
Review volume0
Review recency30
Profile completeness33
Review sentiment50
Verification0
Scores 0 to 100 per dimension. See how we rank.
29
Verdant Microfinance Bank Limited
8.9/ 100
Not availableNot yet rated0 reviews
Verdant Microfinance Bank Limited, Lagos, Nigeria
From recent reviews
MicroFinance Bank registered since 4/21/2011.. (Source: Wikidata)
Why ranked #29? ▾
Google rating0
Review volume0
Review recency30
Profile completeness0
Review sentiment50
Verification0
Scores 0 to 100 per dimension. See how we rank.
30
Unicredit Microfinance Bank LImited
8.9/ 100
Not availableNot yet rated0 reviews
Unicredit Microfinance Bank LImited, Lagos, Nigeria
From recent reviews
MicroFinance Bank registered since 8/10/2007.. (Source: Wikidata)
Why ranked #30? ▾
Google rating0
Review volume0
Review recency30
Profile completeness0
Review sentiment50
Verification0
Scores 0 to 100 per dimension. See how we rank.
31
First Bank of Nigeria
8.9/ 100
Not availableNot yet rated0 reviewsCBN-licensed · Commercial bank
First Bank of Nigeria, Apapa, Nigeria
Why ranked #31? ▾
Google rating0
Review volume0
Review recency30
Profile completeness0
Review sentiment50
Verification0
Scores 0 to 100 per dimension. See how we rank.

How to choose safely

What to check before choosing banks in Apapa

Rankings are a starting point. For this category, these are the checks that most often separate a useful recommendation from a risky one.

Confirm details
Call or WhatsApp before visiting to verify hours, address, pricing, and availability.
Use recent signals
Recent reviews, fresh photos, and active contact channels are stronger trust signals than old star ratings.
Report problems
If the listing is wrong, closed, unsafe, or duplicated, use the report link so Ranked can review it.

What the data shows for banks in Apapa

Counted from every bank ranked in Apapa, Lagos State, not only the ones shown above.

Ranked: 31
With 5+ reviews: 15
Rated 4.5 or higher: 7
Median reviews: 4
Phone listed: 24 of 31
Opening hours listed: 20 of 31

15 of the 31 banks ranked in Apapa have five or more Google reviews, and between them they carry 514 reviews.

Of the 31, 7 score 4.5 or higher, 16 sit between 4.0 and 4.4, 4 are below 4.0 and 4 have no rating yet.

The median bank here has 4 reviews.

Union Bank Head Office has the most, 157 at 4.2, followed by Lovonus Micro Finance Bank (121) and Sterling Bank Head Office (103).

24 list a phone number, 21 a website and 20 opening hours; 0 have a photo on file.

Across the 75 Nigerian cities where Ranked publishes banks, the median city lists 23; Apapa has 31, more than the median.

The most recent Google review we hold for this set is from September 2026.

Source: Ranked directory database, counted at publish time. Full statistics.

Frequently asked questions

How many banks are listed in Apapa?

Ranked lists 31 banks in Apapa. The default view shows 31 local listings in ranking order.

Which local listing appears first in the default order?

Union Bank Head Office appears first, with a Google rating of 4.2 from 157 Google reviews. The order uses Ranked's published review-based method; it is not a measure of every aspect of the business.

Which local listing loaded on this page has the most Google reviews?

Union Bank Head Office has the most reported Google reviews among the 31 local listings loaded on this page: 157. Review volume is one ranking signal and does not establish service quality.

Banks elsewhere

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What to check before choosing banks in Apapa

Confirm details

Use recent signals

Report problems

What the data shows for banks in Apapa

Frequently asked questions

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