Spectrum Microfinance Bank

4.3(35 Google reviews)

Sources and dates

Listing source: Google Places; record fetched 30 September 2026.
Listing fields compared on 30 September 2026. This compares the stored name, address, phone, website, status and hours.
6 Google rating/review records held, 6 with written text; newest published 7 June 2026.
Review records fetched 30 September 2026.
Stored review analysis updated 29 May 2026.
Ranking computed 4 October 2026.

Source fetches, review publication and ranking calculations are separate dates. A recent fetch or score does not make an older review recent or confirm every business detail.

Is this business still open?

What Ranked observed on this listing

Changes Ranked recorded when it refreshed this listing, newest first. Each line is what the named source held on that date, not a statement about the business today.

30 September 2026: Address changed from "23 Ogunusi Road,beside Boat House,Afis Bus-Stop Ogba, Ojodu, Lagos..." to "Afis Bus-Stop, 23 Ogunusi Road, beside Boat House, Ogba, Lagos 1002...", as recorded from Google.

This record covers the listing's name, address, phone number, website, business status and opening hours. Ranked also records the Google rating and the review count, which move too often to list here. Checked on 30 September 2026.

What our review analysis found

Quick loan processing and customer-focused service.

easy loan
quick transaction
good customer service
unpaid staff

Stored review sentiment: Strongly positive.

Analysis updated 29 May 2026. This summarises Google review text, not a recent visit or confirmation of services. The excerpts below may differ from the reviews used for that analysis.

Built by the team behind NGPT, Nigeria's open language model

Why this is ranked #16 in Banks in Lagos

These are the six stored score components for this business. The current list also checks category and location evidence; nearby entries are labelled separately. Paid placement is not a score component.

Score by dimension ▾

Composite score 66.9 of 100

Google rating83
Review volume52
Review recency72
Profile completeness67
Review sentiment68
Verification0

Scores 0 to 100 per dimension. See how we rank.

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About

Spectrum Microfinance Bank is one of the banks in Lagos, located at Afis Bus-Stop, 23 Ogunusi Road, beside Boat House, Ogba, Lagos 100218, Lagos, Nigeria. Its recorded Google rating is 4.3 stars from 35 reviews.

On Google, Spectrum Microfinance Bank is listed under Bank.

Google ratings and review excerpts

Peter A.4 months ago
1.0 out of 5 stars
l had a very bad experience of continuous over-deductions and delayed refund of my money. Even,as i talk to you now,my refunds has not been done. it is very painful to me and a bad images to the bank
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Blessing N.4 years ago
1.0 out of 5 stars
The microfinance bank is rubbish, employed ppl to come work for the for a week...a 2 week has gone no payment received , I really doubt there credibility... bank with them at ur own peril
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MBA J.5 years ago
5.0 out of 5 stars
Spectrum microfinance bank is a very good and effective microfinance bank, they are very concerned on customers welfare and try to satisfy their needs and expectations, I love their level of coordina
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ELIZABETH A.5 years ago
5.0 out of 5 stars
yeah, i will say that spectrum MFB is with a difference, i like the transaction process which don't waste time and quick responds to customer, there customer service is top notch. this is what we cal
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Opabisi Y.5 years ago
5.0 out of 5 stars
Spectrum Microfinance Bank is a good organisation to work with and also making live better for the less privileges who find it difficult to improve their business and cater for their families.
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olufemi S.5 years ago
5.0 out of 5 stars
Spectrum Bank is the best microfinance bank. Getting of loan is easy and without stress. 5 stars always.
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Google reviews excerpted from Google Maps. Full text and additional reviews remain on Google, where each author published them. © respective authors; Ranked displays short excerpts under fair-use principles to inform readers about ranked businesses.