Free tools
The calculators Nigerians actually need.
Built on real Nigerian price and rate data, pulled from Ranked's directory of 81 business categories and the loan apps with CBN records we track. No login, no email capture, no ads.
Salary
PAYE take-home calculator (2026 rules)
The Nigeria Tax Act changed every salary calculation in January 2026. Enter your gross pay and rent. We compute your take-home under the new bands and show exactly what changed versus the old law.
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Borrowing
Loan eligibility estimator
Input your monthly income, term, and credit profile. We compute which Nigerian loan apps may approve you and at what APR. Updated against current lender rates in our CBN dataset.
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Spending
What should this cost in Nigeria?
Pick a service category and city. We estimate the typical naira range using rating and price-level data from across our directory. Compare the figure before agreeing a price.
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Lifestyle
Lagos night out calculator
Pick your activities (suya, jollof, club entry, ride home). We tally what a Friday night actually costs in Lagos vs Abuja vs Port Harcourt. Refreshed monthly against the Cost-of-Vibes Index.
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