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Updated 1 month ago Best Banks in Lokoja — 2026 Rankings Looking for the best banks in Lokoja, Kogi State? Whether you need reliable customer service, convenient branch locations, or digital banking options, we've ranked the top financial institutions in the city. Our list is led by Zenith Bank with a 4.4-star rating from 17 reviews, followed closely by First Bank, Fidelity Bank, Keystone Bank, and UBA. We rank banks based on Google ratings, review volume, recency, profile completeness, verification, and paid placement, so you can trust these recommendations.
· 46 businesses ranked
Reviews analyzed 176 Google reviews
Photos verified 25 cover images
Last refresh 1 month ago editorial review
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Sort by Our ranking Highest rated Most reviewed Min rating Any 3.5+ 4.0+ 4.5+ 46 results
✦ Editor's Selection #1 in the city
1
★★★★★ 4.4 4.4 out of 5 stars 17 reviews
Old kabba Road, QPVP+RC7, Fentolu St, opp. Stella Obansanjo Library, Lokoja 260101, Kogi, Nigeria
Review analysis
Large branch with reliable 24/7 ATM gallery.
large branch effective services 24/7 atm crowded good location Why ranked #1? ▾ Google rating 86 Review volume 42 Review recency 56 Profile completeness 100 Review sentiment 71 Verification 0 Scores 0–100 per dimension. See how we rank .
Recent reviews Olusegun A. ★★★★★ — Zenith Bank is well located and surrounded by two other banks in a busy part of the city and adjacent the road to Kogi state Government House, also known as Lugard House. It's one of the best banks inUkwedeh P. ★★★★★ — It is an interesting and successful financial institution of repute in the land.2
★★★★★ 4.3 4.3 out of 5 stars 9 reviews
411, Murtala Muhammed Road, PMB No. 1100, Lokoja 270001, Kogi, Nigeria
Review analysis
Reliable cash dispensing and new cash deposit machine.
cash dispensing cash deposit machine reliable Why ranked #2? ▾ Google rating 83 Review volume 33 Review recency 75 Profile completeness 100 Review sentiment 64 Verification 0 Scores 0–100 per dimension. See how we rank .
Recent reviews Kharimah A. ★★★★★ — The new cash deposit machine is a plus.3
★★★★★ 4.3 4.3 out of 5 stars 8 reviews
QPWV+H3H, Lokoja 260101, Kogi, Nigeria
Review analysis
Praised for keeping their word and providing neat, quick service.
neat environment quick service keeps promises peak banking Why ranked #3? ▾ Google rating 83 Review volume 32 Review recency 0 Profile completeness 100 Review sentiment 77 Verification 0 Scores 0–100 per dimension. See how we rank .
Recent reviews Abdullahi S. ★★★★★ — Neat banking environment and quick customer relationship too.4
★★★★½ 4.5 4.5 out of 5 stars 4 reviews
Kabba Rd, Lokoja 260101, Kogi, Nigeria
nice service nice building convenient location Why ranked #4? ▾ Google rating 88 Review volume 23 Review recency 65 Profile completeness 100 Review sentiment 58 Verification 0 Scores 0–100 per dimension. See how we rank .
Recent reviews Emmanuel A. ★★★★★ — This Bank is located opposite Fen Hotel, Lokoja and it is a stone throw from Zenith Bank/Government House Junction (State Library).Okeke K. ★★★★★ — Nice service and nice building5
★★★★★ 4.2 4.2 out of 5 stars 15 reviews
RP4W+C92, Lokoja 260101, Kogi, Nigeria
Review analysis
Staff member Rhoda is outstanding and professional.
great banking services outstanding staff fast atm no queue good ambience top customer service Why ranked #5? ▾ Google rating 80 Review volume 40 Review recency 43 Profile completeness 33 Review sentiment 77 Verification 0 Scores 0–100 per dimension. See how we rank .
Recent reviews Orofam B. ★★★★★ — The ATM machine was pretty fast, and there was no queue, the security men were civil and helpful.Dare A. ★★★★★ — Great banking services. The staff called Rhoda is outstanding and very professional.6
★★★★½ 4.7 4.7 out of 5 stars 3 reviews
QPVP+X24, Lokoja 260101, Kogi, Nigeria
Review analysis
Merged with Access Bank, now operates under that name.
good services efficient merged with access bank Why ranked #6? ▾ Google rating 92 Review volume 20 Review recency 66 Profile completeness 0 Review sentiment 74 Verification 0 Scores 0–100 per dimension. See how we rank .
Recent reviews Engr M. ★★★★★ — It used to be Diamond Bank but is now Access Bank after a merger some years ago.
Their services are good.7
★★★★★ 5.0 5.0 out of 5 stars 1 reviews
37B by Fen Junction, IBB Way Lokoja, LGA 260101, Kogi, Nigeria
Why ranked #7? ▾ Google rating 95 Review volume 10 Review recency 31 Profile completeness 67 Review sentiment 55 Verification 0 Scores 0–100 per dimension. See how we rank .
Recent reviews Ugochukwu J. ★★★★★ — My experience is ok,I think the services are good to go8
★★★★★ 5.0 5.0 out of 5 stars 2 reviews
Obajana Cement Factory, Lokoja 270001, Kogi, Nigeria
Why ranked #8? ▾ Google rating 95 Review volume 16 Review recency 18 Profile completeness 67 Review sentiment 53 Verification 0 Scores 0–100 per dimension. See how we rank .
9
★★★★★ 4.2 4.2 out of 5 stars 6 reviews
QPWQ+6Q8, Lokoja 260101, Kogi, Nigeria
nice bank good experience exceptional service Why ranked #9? ▾ Google rating 80 Review volume 28 Review recency 57 Profile completeness 33 Review sentiment 66 Verification 0 Scores 0–100 per dimension. See how we rank .
10
★★★★½ 4.7 4.7 out of 5 stars 3 reviews
QPWV+Q52, Bank Avenue, Lokoja 260101, Kogi, Nigeria
Review analysis
Functional ATM at Lokoja branch
functional atm lokoja branch Why ranked #10? ▾ Google rating 92 Review volume 20 Review recency 0 Profile completeness 67 Review sentiment 64 Verification 0 Scores 0–100 per dimension. See how we rank .
Recent reviews Abdullahi S. ★★★★★ — Eco bank Lokoja branch with functioning ATM.11
★★★½★ 3.9 3.9 out of 5 stars 10 reviews
Murtala Mohammed Wy, Lokoja 260101, Kogi, Nigeria
Why ranked #11? ▾ Google rating 69 Review volume 35 Review recency 21 Profile completeness 100 Review sentiment 50 Verification 0 Scores 0–100 per dimension. See how we rank .
Recent reviews Oloruntoba A. ★★★★★ — One of the busiest bank in town, they try as much as possible to attend fast to their customers, they have a large banking hall and also a upper floor, most if the state civil servants account is with them, month endings the bank is not a fún place to visit because there are lots of people and queues and delay of precious time.Mind S. ★★★★★ — Great. It was formally diamond Bank!. I love the upgrade!!!12
★★★★★ 4.4 4.4 out of 5 stars 5 reviews
QPVF+7XW, Lokoja 260101, Kogi, Nigeria
Review analysis
ATMs dispense mixed denominations (500 and 1000 naira notes).
atm availability mixed denominations professional service family-oriented Why ranked #12? ▾ Google rating 86 Review volume 26 Review recency 8 Profile completeness 67 Review sentiment 58 Verification 0 Scores 0–100 per dimension. See how we rank .
Recent reviews Deborah G. ★★★★★ — Experience banking that puts you and your family first.Blessing ★★★★★ — Used the ATM stand a couple of times. All the ATMs don't work at the same time. Some dispense 500 naira notes, some dispense 1000 naira notes.13
★★★½★ 3.9 3.9 out of 5 stars 10 reviews
Ibb Way, Lokoja 260101, Kogi, Nigeria
Why ranked #13? ▾ Google rating 69 Review volume 35 Review recency 13 Profile completeness 100 Review sentiment 50 Verification 0 Scores 0–100 per dimension. See how we rank .
Recent reviews Olugbami W. ★★★★★ — The worse bank ever and that's why they lack too much customers...non trained customer service staffs.Sunday I. ★★★★★ — A lot of time wasting.truelly frustrating14
★★★★★ 4.3 4.3 out of 5 stars 4 reviews
QPWQ+74G, Ankpa Road, Lokoja 260101, Kogi, Nigeria
slow service busy secure fair services Why ranked #14? ▾ Google rating 83 Review volume 23 Review recency 36 Profile completeness 33 Review sentiment 56 Verification 0 Scores 0–100 per dimension. See how we rank .
Recent reviews Abdullahi S. ★★★★★ — Pretty much OK with their services.Emmanuel M. ★★★★★ — Nice bank. Pretty slow though but they do their best to handle the crowd.15
★★★★½ 4.5 4.5 out of 5 stars 2 reviews
82, Lokoja - Kabba Road, Lokoja 270001, Kogi, Nigeria
major branch functional atm powerful bank Why ranked #15? ▾ Google rating 88 Review volume 16 Review recency 0 Profile completeness 67 Review sentiment 62 Verification 0 Scores 0–100 per dimension. See how we rank .
16
★★★½★ 3.9 3.9 out of 5 stars 8 reviews
434 Ibb Wy, Lokoja 260101, Kogi, Nigeria
Why ranked #16? ▾ Google rating 69 Review volume 32 Review recency 6 Profile completeness 100 Review sentiment 50 Verification 0 Scores 0–100 per dimension. See how we rank .
Recent reviews Emmanuel A. ★★★★★ — This Bank is located along IBB Road, Beside Polaris Bank, Lokoja.17
★★★½★ 3.8 3.8 out of 5 stars 5 reviews
RP6W+CMF, Lokoja 260101, Kogi, Nigeria
Why ranked #17? ▾ Google rating 65 Review volume 26 Review recency 67 Profile completeness 33 Review sentiment 50 Verification 0 Scores 0–100 per dimension. See how we rank .
Recent reviews Israel A. ★★★★★ — I experienced my second best customer service in this branch. I don't know who trained the guys in this branch, but they are excellent in service. From the security personnel at the gate, to the fellow that meet you at the other end of the door who ask you how may I help you. To the customer care team who carefully answer you. I appreciate your concern for we your customers.18
★★★★★ 4.2 4.2 out of 5 stars 6 reviews
QPWV+X4F, Lokoja 260101, Kogi, Nigeria
Review analysis
Newly constructed bank with organized and friendly workers.
friendly workers no queue functional atm server issues Why ranked #18? ▾ Google rating 80 Review volume 28 Review recency 4 Profile completeness 33 Review sentiment 55 Verification 0 Scores 0–100 per dimension. See how we rank .
Recent reviews Ejeh A. ★★★★★ — Orgainised and friendly workers.
No queue, no wasting of time.
The bank is good.
Their services are not stressful tooDosu R. ★★★★★ — Is your server down right now in lokoja am expecting a transaction from there and you people have not corrected your server error till this moment 10:24am on Tuesday working day morning nawa oo19
★★★★½ 4.5 4.5 out of 5 stars 2 reviews
Lokoja, Government House Junction, Murtala Mohammed Way, Lokoja 101241, Kogi, Nigeria
Why ranked #19? ▾ Google rating 88 Review volume 16 Review recency 0 Profile completeness 33 Review sentiment 50 Verification 0 Scores 0–100 per dimension. See how we rank .
Recent reviews Abdul A. ★★★★★ — A fast improving financial institution20
★★★½★ 3.8 3.8 out of 5 stars 6 reviews
Importation Avenue, QPVP+R86, Lokoja 260101, Kogi, Nigeria
Why ranked #20? ▾ Google rating 65 Review volume 28 Review recency 43 Profile completeness 33 Review sentiment 50 Verification 0 Scores 0–100 per dimension. See how we rank .
Recent reviews Halimat Y. ★★★★★ — I like the bank because of it customer serviceNimatullah Y. ★★★★★ — The best bank for me especially during this cashless policy era, they are so dilligent and fair and they never fail to dispense cash each day unlike the others, kudos21
★★★★★ 4.3 4.3 out of 5 stars 3 reviews
5, Ibrahim Taiwo Road, Township/ G.R.A, Lokoja 260101, Kogi, Nigeria
Why ranked #21? ▾ Google rating 83 Review volume 20 Review recency 0 Profile completeness 33 Review sentiment 50 Verification 0 Scores 0–100 per dimension. See how we rank .
Recent reviews David A. ★★★★★ — Microfinance bank, mini loans and savingsbalogun Z. ★★★★★ — Were you can borrow money and pay later22
★★★★½ 4.5 4.5 out of 5 stars 2 reviews
RP3V+6R8, Murtala Mohammed Wy, Lokoja 260101, Kogi, Nigeria
Why ranked #22? ▾ Google rating 88 Review volume 16 Review recency 4 Profile completeness 0 Review sentiment 50 Verification 0 Scores 0–100 per dimension. See how we rank .
Recent reviews Halimat Y. ★★★★★ — Is a microfinance were traders borrow money for there businessEmmanuel A. ★★★★★ — This office is located beside Federal Mortgage Bank, Opposite Kogi State Police Command, Post Office, Lokoja.23
★★★½★ 3.7 3.7 out of 5 stars 9 reviews
Murtala Mohammed Way, Lokoja 260001, Kogi, Nigeria
Why ranked #23? ▾ Google rating 60 Review volume 33 Review recency 1 Profile completeness 67 Review sentiment 50 Verification 0 Scores 0–100 per dimension. See how we rank .
Recent reviews Emmanuel A. ★★★★★ — Unity Bank Murtala Mohammed way, Lokoja.Oloruntoba A. ★★★★★ — Formerly named Bank of the North, but now unity Bank, one of the oldest Bank in Lokoja to the best of my knowledge, services is not fast, but they won't waste your time, they have some portraits on tge walls which Iove24
★★★½★ 3.9 3.9 out of 5 stars 12 reviews
Paparada road along old market., RP6X+57R, Lokoja 260101, Kogi, Nigeria
Why ranked #24? ▾ Google rating 69 Review volume 37 Review recency 6 Profile completeness 0 Review sentiment 50 Verification 0 Scores 0–100 per dimension. See how we rank .
Recent reviews tiamiyu K. ★★★★★ — Good bank, good staff. Make dem gimme loan na abeg 😃Kharimah A. ★★★★★ — One of the worst banks in Lokoja in terms of customer service, relations and maintenance. My most recent experience; while customers were in the bank during work hours (10am thereabout) electricity went off and the whole bank was left in darkness till I left there. Staff had to shut down their computers hence operations were halted for over an hour till I left. Secondly, it was on a Thursday morning and we filled their account opening forms….4days after and the accounts are yet to be opened. Not to mention their nonchalant and staff with dismissive attitudes.25
★★★★★ 4.0 4.0 out of 5 stars 1 reviews
LOKOJA, GOVERNMENT HOUSE JUNCTION, MURTALA MOHAMMED WAY, Lokoja 260101, Kogi, Nigeria
Why ranked #25? ▾ Google rating 73 Review volume 10 Review recency 0 Profile completeness 33 Review sentiment 50 Verification 0 Scores 0–100 per dimension. See how we rank .
26
★★★★★ 4.0 4.0 out of 5 stars 1 reviews
QPVM+M8G, Lokoja 260101, Kogi, Nigeria
Why ranked #26? ▾ Google rating 73 Review volume 10 Review recency 0 Profile completeness 0 Review sentiment 50 Verification 0 Scores 0–100 per dimension. See how we rank .
27
★★★★★ 3.3 3.3 out of 5 stars 6 reviews
Murtala Mohammed Wy, Lokoja 260105, Kogi, Nigeria
Why ranked #27? ▾ Google rating 40 Review volume 28 Review recency 8 Profile completeness 67 Review sentiment 50 Verification 0 Scores 0–100 per dimension. See how we rank .
Recent reviews Abdul A. ★★★★★ — One of the oldest bank branch in town28
★★★½★ 3.5 3.5 out of 5 stars 2 reviews
QPRG+W54, Lokoja 260101, Kogi, Nigeria
Why ranked #28? ▾ Google rating 50 Review volume 16 Review recency 0 Profile completeness 67 Review sentiment 50 Verification 0 Scores 0–100 per dimension. See how we rank .
29
★★★★★ 3.3 3.3 out of 5 stars 3 reviews
16, Aliyu Obaje Road, Lokoja 261251, Kogi, Nigeria
ambitious personnel good service well organized Why ranked #29? ▾ Google rating 40 Review volume 20 Review recency 1 Profile completeness 67 Review sentiment 50 Verification 0 Scores 0–100 per dimension. See how we rank .
Recent reviews Gabriel S. ★★★★★ — Ambitious personnel and good service30
★★½★★ 2.7 2.7 out of 5 stars 6 reviews
QPQM+W7X, Lokoja 260101, Kogi, Nigeria
Why ranked #30? ▾ Google rating 17 Review volume 28 Review recency 12 Profile completeness 67 Review sentiment 50 Verification 0 Scores 0–100 per dimension. See how we rank .
Recent reviews Allen A. ★★★★★ — Very bad customer relations and extremely poor service.kolade I. ★★★★★ — The location has been moved somewhere else31
★★½★★ 2.5 2.5 out of 5 stars 2 reviews
Lokoja-Ankpa Rd, Lokoja 260101, Kogi, Nigeria
Why ranked #31? ▾ Google rating 12 Review volume 16 Review recency 0 Profile completeness 67 Review sentiment 50 Verification 0 Scores 0–100 per dimension. See how we rank .
Recent reviews Oloruntoba A. ★★★★★ — Their service is better compare to what I use to know back then, you'll fit a ledger before making your deposit(it kind of a old method) but it is an improvement to the old style when they use teller, but use their hands to count money for customers32
★★½★★ 2.5 2.5 out of 5 stars 2 reviews
5 IBB Way, Ganaja, Lokoja 261251, Kogi, Nigeria
Why ranked #32? ▾ Google rating 12 Review volume 16 Review recency 0 Profile completeness 67 Review sentiment 50 Verification 0 Scores 0–100 per dimension. See how we rank .
33
★★★★★ — Not yet rated 0 reviews
Ibb Way, Lokoja/Okene Rd Okene, FM83+XMG, Lokoja 263106, Kogi, Nigeria
Why ranked #33? ▾ Google rating 0 Review volume 0 Review recency 30 Profile completeness 67 Review sentiment 50 Verification 0 Scores 0–100 per dimension. See how we rank .
34
★★★★★ — Not yet rated 0 reviews
Kabba-Akpata Rd, Obajana 260102, Kogi, Nigeria
Why ranked #34? ▾ Google rating 0 Review volume 0 Review recency 30 Profile completeness 67 Review sentiment 50 Verification 0 Scores 0–100 per dimension. See how we rank .
35
★★★★★ — Not yet rated 0 reviews
NO 99 Ayegba Oma-idoko WAY, Lokoja 260105, Kogi, Nigeria
Why ranked #35? ▾ Google rating 0 Review volume 0 Review recency 30 Profile completeness 67 Review sentiment 50 Verification 0 Scores 0–100 per dimension. See how we rank .
36
★★★★★ — Not yet rated 0 reviews
opp. Ksu Maingate, Anyigba, Lokoja 260101, Kogi, Nigeria
Why ranked #36? ▾ Google rating 0 Review volume 0 Review recency 30 Profile completeness 67 Review sentiment 50 Verification 0 Scores 0–100 per dimension. See how we rank .
37
★★★★★ — Not yet rated 0 reviews ✓ Verified
Adaigbo Microfinance Bank Limited, Kogi, Nigeria
Review analysis
MICRO FINANCE BANK 1/2/2008. (Source: Wikidata)
Why ranked #37? ▾ Google rating 0 Review volume 0 Review recency 30 Profile completeness 0 Review sentiment 50 Verification 100 Scores 0–100 per dimension. See how we rank .
38
★★★★★ — Not yet rated 0 reviews
Moremi House, 99 IBB Way, Township/ G. R. A, Lokoja 260101, Kogi, Nigeria
Why ranked #38? ▾ Google rating 0 Review volume 0 Review recency 30 Profile completeness 33 Review sentiment 50 Verification 0 Scores 0–100 per dimension. See how we rank .
39
★★★★★ — Not yet rated 0 reviews
QPWV+GVJ Chari Maigumeri Barracks, Ibb Wy, Lokoja 260101, Kogi, Nigeria
Why ranked #39? ▾ Google rating 0 Review volume 0 Review recency 30 Profile completeness 33 Review sentiment 50 Verification 0 Scores 0–100 per dimension. See how we rank .
40
★★★★★ — Not yet rated 0 reviews
93, IBB Way, Township/ G. R. A, Lokoja 260101, Kogi, Nigeria
Why ranked #40? ▾ Google rating 0 Review volume 0 Review recency 30 Profile completeness 33 Review sentiment 50 Verification 0 Scores 0–100 per dimension. See how we rank .
41
★★★★★ 1.0 1.0 out of 5 stars 1 reviews
Ground Floor, Gains Plaza, No. 2 Marine Road, Via Post Office Junction, Marine/ Kpata, Lokoja 260101, Kogi, Nigeria
Why ranked #41? ▾ Google rating 1 Review volume 10 Review recency 9 Profile completeness 33 Review sentiment 50 Verification 0 Scores 0–100 per dimension. See how we rank .
42
★★★★★ — Not yet rated 0 reviews
First Bank Nigeria PLC, Lokoja, Nigeria
Why ranked #42? ▾ Google rating 0 Review volume 0 Review recency 30 Profile completeness 0 Review sentiment 50 Verification 0 Scores 0–100 per dimension. See how we rank .
43
★★★★★ — Not yet rated 0 reviews
Wema Bank, Lokoja, Nigeria
Why ranked #43? ▾ Google rating 0 Review volume 0 Review recency 30 Profile completeness 0 Review sentiment 50 Verification 0 Scores 0–100 per dimension. See how we rank .
44
★★★★★ — Not yet rated 0 reviews
Along IBB Way, Lokoja, Nigeria
Why ranked #44? ▾ Google rating 0 Review volume 0 Review recency 30 Profile completeness 0 Review sentiment 50 Verification 0 Scores 0–100 per dimension. See how we rank .
45
★★★★★ — Not yet rated 0 reviews
Along IBB Way, Lokoja, Nigeria
Why ranked #45? ▾ Google rating 0 Review volume 0 Review recency 30 Profile completeness 0 Review sentiment 50 Verification 0 Scores 0–100 per dimension. See how we rank .
46
★★★★★ — Not yet rated 0 reviews
Ibb way, Opposite Post Office, Lokoja, Nigeria
Why ranked #46? ▾ Google rating 0 Review volume 0 Review recency 30 Profile completeness 0 Review sentiment 50 Verification 0 Scores 0–100 per dimension. See how we rank .
Frequently asked questions Which bank is the highest rated in Lokoja? ▾ Keystone Bank holds the highest rating in Lokoja with 4.5 stars, though it has only 4 reviews. Zenith Bank follows with 4.4 stars from 17 reviews, making it a popular choice.
Which bank in Lokoja has the most reviews? ▾ Zenith Bank has the most reviews among the top 5, with 17 reviews and a 4.4-star rating. UBA is second with 15 reviews and a 4.2-star rating.
What is the rating of First Bank in Lokoja? ▾ First Bank - Lokoja Branch has a 4.3-star rating based on 9 reviews, placing it second on our list.
How many banks are ranked in Lokoja? ▾ We have ranked a total of 25 banks in Lokoja, Kogi State. The top 5 include Zenith Bank, First Bank, Fidelity Bank, Keystone Bank, and UBA.
Is Fidelity Bank a good option in Lokoja? ▾ Yes, Fidelity Bank is a solid choice with a 4.3-star rating from 8 reviews, tying with First Bank for the second-highest rating among the top 5.
More banks in Lokoja We've discovered 7 additional banks in Lokoja that aren't yet verified or reviewed — listings sourced from OpenStreetMap. They show real address, phone, and map data only; we'll rank them once they're enriched.
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