Updated 1 day ago

Best Fintech Offices in Apapa

TransferXO has the highest Google rating at 5.0, though that mark comes from 6 reviews. Tolaram Africa Enterprises Limited has the largest review count, with 4.4 stars from 82 reviews, while VFD Microfinance Bank Limited (VBank) has 4.5 stars from 55 reviews. Review counts vary. Ranked counts 6 fintech offices in Apapa, Lagos State, and the ratings for Central Securities Clearing System Plc and Tangerine Africa both stand at 4.3, based on 49 and 8 reviews respectively.

How the algorithm scored this6 businesses ranked

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As of September 2026, Ranked lists 6 fintech offices in Apapa, Nigeria, ranked by review sentiment, reputation and verified activity, never by payment.

Source: Ranked (ranked.ng) directory database · full statistics · methodology

Ranked: 6
Reviews analyzed: 218
Photos verified: 5
Last refresh: 1d ago

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What to check before choosing fintech offices in Apapa

Rankings are a starting point. For this category, these are the checks that most often separate a useful recommendation from a risky one.

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Sort byMin rating6 results

Editor's Selection#1 in the city
1
Tolaram Africa Enterprises Limited
69.9/ 100
4.44.4 out of 5 stars82 reviews
38 Eric Moore Rd, Surulere, Lagos 101241, Lagos, Nigeria
Directions ↗Website ↗
Why ranked #1? ▾
Google rating86
Review volume64
Review recency53
Profile completeness100
Review sentiment50
Verification0
Scores 0 to 100 per dimension. See how we rank.
Recent reviews
Oyebola O. ★★★★★ : Good place to be. Nice atmosphere. Staffs are wonderful
Emmanuel M. ★★★★★ : Your employees that came to deliver goods my enterprise bought (power oil) insulted me and rubbish me. This shows lack of respect and business ethics
2
VFD Microfinance Bank Limited (VBank)
68.5/ 100
4.54.5 out of 5 stars55 reviews
5th Floor, Elephant House, 214 Broad St, Marina Island, Lagos 100221, Lagos, Nigeria
Directions ↗Website ↗
Why ranked #2? ▾
Google rating88
Review volume58
Review recency46
Profile completeness100
Review sentiment50
Verification0
Scores 0 to 100 per dimension. See how we rank.
Recent reviews
Dimeji S. ★★★★★ : Sorry please I have a brother owing your bank and his credit record is showing he owes 17,654 from your bank we don't know how to make the payment and the number on your website is not reachable
Babatunde K. ★★★★★ : Since last year , I sent for the person you have not return the money . Please return the money back , if the person can get money and you change his account without notice.
3
TransferXO
67.3/ 100
5.05.0 out of 5 stars6 reviews
1b Birrel Ave, Onike, Lagos 101245, Lagos, Nigeria
Directions ↗Website ↗
Why ranked #3? ▾
Google rating95
Review volume28
Review recency72
Profile completeness100
Review sentiment50
Verification0
Scores 0 to 100 per dimension. See how we rank.
Recent reviews
Covenant A. ★★★★★ : Last week, I did a work for a client in UK and couldn't lay my hands on a foreign Paypal to receive my payment. While I was surfing the net trying to find alternative platforms for international money transfer with low cost. I saw TransferXO. Tried it out and I received my money immediately. I was able to convert my money too from USD to Naira so quick and fast. Like, TransferXO has made my freelancing experience seamless and swift. Thank you
Sharon A. ★★★★★ : The virtual card is a life saver for my international subs. For a first timer the interface is really easy to navigate.
4
Central Securities Clearing System Plc
62.1/ 100
4.34.3 out of 5 stars49 reviews
2/4, Customs Street, Marina Rd, 100001, Custom St, Lagos Island, Lagos 102272, Lagos, Nigeria
Directions ↗Website ↗
Why ranked #4? ▾
Google rating83
Review volume57
Review recency15
Profile completeness100
Review sentiment50
Verification0
Scores 0 to 100 per dimension. See how we rank.
Recent reviews
eddy B. ★★★★★ : Sent several emails, no response. Tried calling the number on the contact page, one is not working and the other just says the same prerecorded messages and keeps me on a loop. The chat feature has no live agent and the virtual assistant is just useless in directing you to chat with a live agent. Terrible experience.
Seun O ★★★★★ : Seamless experience. All emails were dealt in a fast manner. Thank you
5
Tangerine Africa
54.9/ 100
4.34.3 out of 5 stars8 reviews
22 Funsho Williams Ave, Surulere, Lagos 101241, Lagos, Nigeria
Directions ↗Website ↗
Why ranked #5? ▾
Google rating83
Review volume32
Review recency5
Profile completeness100
Review sentiment50
Verification0
Scores 0 to 100 per dimension. See how we rank.
Recent reviews
Omotosho E. ★★★★★ : I downloaded the App as said but never been given loan as it was I needed loan my business if I will be lucky. Thanks
aina A. ★★★★★ : This place is impossible to locate on Google map. Their address shows up on one place on the map while their location is like 3km away. Was only able to locate there by using an over guy who actually lives near that area. In any case, the place is located on that stadium road. Hope they pay the insurance money I went there to claim🙃
6
Valefinance
54.0/ 100
4.64.6 out of 5 stars18 reviews
UAC Building, 1-5 Odunlami St, Lagos Island, Lagos 102273, Lagos, Nigeria
Directions ↗
Why ranked #6? ▾
Google rating90
Review volume43
Review recency9
Profile completeness33
Review sentiment50
Verification0
Scores 0 to 100 per dimension. See how we rank.
Recent reviews
AJAYI T. ★★★★★ : Vale digital bank is great! With their flex wallet products I get daily interests on my balance and up to 19% on vault savings. I highly recommend
abisuga N. ★★★★★ : I had issues with my tier upgrade, I reached out to the customer service team and I’m glad it was resolved. Vale is the best💯

What the data shows for fintech offices in Apapa

Counted from every fintech offices ranked in Apapa, Lagos State, not only the ones shown above.

Ranked: 6
With 5+ reviews: 6
Rated 4.5 or higher: 3
Median reviews: 34
Phone listed: 6 of 6
Opening hours listed: 6 of 6

6 of the 6 fintech offices ranked in Apapa have five or more Google reviews, and between them they carry 218 reviews.

Of the 6, 3 score 4.5 or higher and 3 sit between 4.0 and 4.4.

The median fintech offices here has 34 reviews.

Tolaram Africa Enterprises Limited has the most, 82 at 4.4, followed by VFD Microfinance Bank Limited (VBank) (55) and Central Securities Clearing System Plc (49).

6 list a phone number, 5 a website and 6 opening hours; 5 have a photo on file.

Across the 9 Nigerian cities where Ranked publishes fintech offices, the median city lists 9; Apapa has 6, fewer than the median.

The most recent Google review we hold for this set is from May 2026.

Source: Ranked directory database, counted at publish time. Full statistics.

Frequently asked questions

Which fintech office in Apapa has the highest Google rating?

TransferXO has the highest rating at 5.0 stars from 6 reviews. Its score is based on fewer reviews than Tolaram Africa Enterprises Limited, which has 4.4 stars from 82 reviews, and VFD Microfinance Bank Limited (VBank), which has 4.5 from 55.

Which Apapa fintech office has the most Google reviews?

Tolaram Africa Enterprises Limited has the largest review count, with 82 reviews and a 4.4 rating. VFD Microfinance Bank Limited (VBank) follows on review volume with 55 reviews and a 4.5 rating.

How many fintech offices are ranked in Apapa?

Ranked counts 6 fintech offices in Apapa, Lagos State. Central Securities Clearing System Plc has 4.3 stars from 49 reviews, while Tangerine Africa has the same 4.3 rating from 8 reviews.

How close are the Google ratings for Apapa fintech offices?

The ratings are close for several offices. VFD Microfinance Bank Limited (VBank) has 4.5 stars from 55 reviews, Tolaram Africa Enterprises Limited has 4.4 from 82, and Central Securities Clearing System Plc has 4.3 from 49.

How should I read TransferXO's 5.0 rating?

TransferXO's 5.0 rating comes from 6 reviews. That is a smaller review base than Tangerine Africa's 8 reviews, Central Securities Clearing System Plc's 49, VFD Microfinance Bank Limited (VBank)'s 55 and Tolaram Africa Enterprises Limited's 82.

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