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LagosLagos StateBest

Updated 2 months ago

Best Insurance Companies in Lagos — 2026 Rankings

Looking for the best insurance companies in Lagos, Lagos State? Whether you need life, health, or general insurance, Lagos offers a range of trusted providers. AIICO Insurance Plc Victoria Island Lagos leads with 536 reviews and a 4.3-star rating, while NSIA Insurance boasts the highest rating at 4.5 stars. Our ranking is based on Google ratings, review volume, recency, profile completeness, verification, and paid placement, ensuring you get a reliable list.

How the algorithm scored this17 businesses ranked

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17

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3.3K

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2 months ago

editorial review

How to choose safely

What to check before choosing insurance companies in Lagos

Rankings are a starting point. For this category, these are the checks that most often separate a useful recommendation from a risky one.

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17 results
  • Editor's Selection#1 in the city
    1
    AIICO Insurance Plc Victoria Island Lagos — photo

    AIICO Insurance Plc Victoria Island Lagos

    75.9/ 100
    4.34.3 out of 5 stars536 reviews

    Plot PC 12, 12 Churchgate St, Victoria Island, Lagos 106104, Lagos, Nigeria

    Review analysis

    Offers travel insurance as a distinct product option.

    • top notch customer service
    • experienced professionals
    • travel insurance
    • good environment
    • needs renovation
    Why ranked #1? ▾
    • Google rating83
    • Review volume91
    • Review recency73
    • Profile completeness100
    • Review sentiment71
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Azuka O. ★★★★★ My experience and the customer service was top notch
    • Michael R. ★★★★★ The place was good, they have good environment
  • 2
    Mutual Benefits Assurance Plc. — photo

    Mutual Benefits Assurance Plc.

    73.1/ 100
    4.24.2 out of 5 stars299 reviewsNAICOM-licensed · General insurer

    Aret Adams House, 233 Ikorodu Rd, Ilupeju, Lagos 100252, Lagos, Nigeria

    Review analysis

    Transparent policy disclosure with no hidden fine print.

    • friendly staff
    • beautiful environment
    • life and non-life insurance
    • transparent policy details
    • good customer support
    • accessible location
    Why ranked #2? ▾
    • Google rating80
    • Review volume83
    • Review recency69
    • Profile completeness100
    • Review sentiment78
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • oluwafemi M. ★★★★ Great staff, beautiful environment.
    • Abilogun S. ★★★★★ It is the best place to get your insurance
  • 3
    NSIA Insurance — photo

    NSIA Insurance

    72.2/ 100
    4.54.5 out of 5 stars188 reviewsNAICOM-licensed · Composite insurer

    3 Elsie Femi Pearse St, Victoria Island, Lagos 106104, Lagos, Nigeria

    Review analysis

    Praised for classy, comfortable ambiance and efficient operations.

    • classy ambiance
    • comfortable seats
    • good security
    • nice customer service
    • reliable insurance
    • professional staff
    Why ranked #3? ▾
    • Google rating88
    • Review volume76
    • Review recency38
    • Profile completeness100
    • Review sentiment93
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • akintola P. ★★★★★ A very Reliable insurance company with various insurance products suitable for individuals and enterprise. A welcoming environment and staffs too. love it
    • promise I. ★★★★★ Good customer service at it peak. It's a place to be. Get insure with Nsia insurance limited and thank me later 💯
  • 4
    Zenith General Insurance Company Ltd — photo

    Zenith General Insurance Company Ltd

    71.8/ 100
    4.64.6 out of 5 stars48 reviewsNAICOM-licensed · General insurer

    13/14th floor, Civic Towers, Ozumba Mbadiwe Ave, Eti-Osa, Lagos 106104, Lagos, Nigeria

    Review analysis

    Occupies two floors of Civic Towers with great lagoon views.

    • great views
    • clean space
    • courteous staff
    • ample parking
    • timely service
    • zenith bank subsidiary
    Why ranked #4? ▾
    • Google rating90
    • Review volume56
    • Review recency76
    • Profile completeness100
    • Review sentiment78
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Adedamola O. ★★★★ Great Views and Super clean space.
  • 5
    Guinea Insurance Plc — photo

    Guinea Insurance Plc

    71.1/ 100
    4.34.3 out of 5 stars201 reviewsNAICOM-licensed · General insurer

    33 Ikorodu Rd, Fadeyi, Lagos 100231, Lagos, Nigeria

    Review analysis

    Well-maintained building with multiple businesses and a bank on-site.

    • well maintained
    • courteous security
    • easy to locate
    • elevator
    • spacious offices
    • tight security
    Why ranked #5? ▾
    • Google rating83
    • Review volume77
    • Review recency54
    • Profile completeness100
    • Review sentiment78
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Justin A. ★★★★★ Friendly and professional staff. Easy to locate
    • Daniel A. ★★★★ Guinea Insurance Plc building houses different organisations. The building itself is well maintained, the security officers are courteous and ready to be of help and it’s situated in an easy-to-locate place.
  • 6
    AIICO Insurance Plc, Ikeja Branch — photo

    AIICO Insurance Plc, Ikeja Branch

    69.3/ 100
    4.34.3 out of 5 stars481 reviews

    Plot 2 Oba Akran Ave, Ikeja, Lagos 100211, Lagos, Nigeria

    Review analysis

    Recently renovated branch with wheelchair accessible parking, but limited parking shared with staff.

    • renovated
    • wheelchair accessible
    • limited parking
    • professional staff
    • good security
    • reliable brand
    Why ranked #6? ▾
    • Google rating83
    • Review volume89
    • Review recency21
    • Profile completeness100
    • Review sentiment71
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Neme ★★★★★ One of the beautiful insurance companies building we have in Nigeria. Wonderful staff and good security personnel.
  • 7
    Nem Insurance Plc — photo

    Nem Insurance Plc

    67.5/ 100
    4.34.3 out of 5 stars469 reviewsNAICOM-licensed · General insurer

    199 Ikorodu-Ososun Road, Obanikoro, Lagos 100232, Lagos, Nigeria

    Review analysis

    Praised for excellent customer service and value for money in insurance.

    • great customer service
    • modern facilities
    • large parking
    • good value
    • security
    Why ranked #7? ▾
    • Google rating83
    • Review volume89
    • Review recency7
    • Profile completeness100
    • Review sentiment71
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • ayo E. ★★★★★ Nice place, modern facilities, great views, reception I met could be better, same with security, lift was not working or the escalator
    • Ken O. ★★★★★ Excellence and class at its peak. The customer service was great. If you are interested in insurrance and need a place to get value for your money, then this is the place. The price not that bad compared to what they have to offer. The park space is good with a round the clock security personnel. They follow through and good on boarding process, they have so much in store for her clients and users. Check them out please
  • 8
    Anchor Insurance Company Limited — photo

    Anchor Insurance Company Limited

    64.8/ 100
    4.24.2 out of 5 stars152 reviewsNAICOM-licensed · General insurer

    21 Ahmed Onibudo St, Victoria Island, Lagos 106104, Lagos, Nigeria

    Review analysis

    Customers report claim amounts slashed without inspection.

    • claim issues
    • poor inspection
    • late renewal fine
    • good environment
    • customer friendly
    • technology driven
    Why ranked #8? ▾
    • Google rating80
    • Review volume73
    • Review recency45
    • Profile completeness100
    • Review sentiment44
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Ifedolapo A. ★★★★★ The best Insurance company in Nigeria. Good environment
  • 9
    Ark Insurance — photo

    Ark Insurance

    64.1/ 100
    4.54.5 out of 5 stars69 reviews

    25 Karimu Kotun St, Victoria Island, Lagos 106104, Lagos, Nigeria

    Review analysis

    International affiliation and high ethical standards set them apart as a leading brokerage.

    • international affiliation
    • high ethical standards
    • professional staff
    • serene environment
    • good parking
    • backup generator
    Why ranked #9? ▾
    • Google rating88
    • Review volume62
    • Review recency30
    • Profile completeness67
    • Review sentiment86
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • oke O. ★★★★ Standard office setting, cosy welcome centre and friendly front desk too.
  • 10
    Allianz Nigeria Insurance plc Marina — photo

    Allianz Nigeria Insurance plc Marina

    63.3/ 100
    4.44.4 out of 5 stars178 reviews

    95 Broad St, Lagos Island, Lagos 102273, Lagos, Nigeria

    Review analysis

    Settles claims within 24 hours, even for vandalism.

    • fast claims
    • innovative
    • discounts for women
    • polite staff
    • clean offices
    Why ranked #10? ▾
    • Google rating86
    • Review volume75
    • Review recency1
    • Profile completeness67
    • Review sentiment91
    • Verification0

    Scores 0–100 per dimension. See how we rank.

  • 11
    SUNU Assurances Nigeria PLC — photo

    SUNU Assurances Nigeria PLC

    62.9/ 100
    4.54.5 out of 5 stars93 reviewsNAICOM-licensed · General insurer

    Plot 1196 Bishop Oluwole St, Victoria Island, Lagos 106104, Lagos, Nigeria

    Review analysis

    Organized parking for diesel delivery trucks

    • organized parking
    • clean office
    • new location
    • slow service
    • shared building
    Why ranked #11? ▾
    • Google rating88
    • Review volume66
    • Review recency27
    • Profile completeness67
    • Review sentiment68
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Oluwakemi R. ★★★★★ Nice building. Used by other businesses too.
    • Michael A. ★★★★★ Always ready to get the parking spaces well organised especially for diesel delivery trucks, kudos to them for this feat.
  • 12
    Prestige Assurance PLC — photo

    Prestige Assurance PLC

    62.2/ 100
    4.44.4 out of 5 stars54 reviewsNAICOM-licensed · General insurer

    19 Ligali Ayorinde St, Victoria Island, Lagos 106104, Lagos, Nigeria

    Review analysis

    Offers comprehensive insurance and life assurance products with easy navigation.

    • easy navigation
    • comprehensive insurance
    • life assurance
    • reliable
    • good conference hall
    Why ranked #12? ▾
    • Google rating86
    • Review volume58
    • Review recency17
    • Profile completeness100
    • Review sentiment65
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • David O. ★★★★★ It was easy to navigate, even the sign post at the front is enough to identify.
  • 13
    Get insurance — photo

    Get insurance

    61.7/ 100
    5.05.0 out of 5 stars31 reviews

    276 Corporation Dr, Ikoyi, Lagos 700001, Lagos, Nigeria

    Review analysis

    Go-to platform for insurance information and phone insurance in Nigeria.

    • insurance information
    • phone insurance
    • great content
    • consistent
    • helpful assistance
    Why ranked #13? ▾
    • Google rating95
    • Review volume50
    • Review recency2
    • Profile completeness67
    • Review sentiment95
    • Verification0

    Scores 0–100 per dimension. See how we rank.

  • 14
    Sterling Assurance Nigeria Limited — photo

    Sterling Assurance Nigeria Limited

    61.6/ 100
    4.34.3 out of 5 stars95 reviewsNAICOM-licensed · General insurer

    Sterling House, 284 Ikorodu Rd, Anthony, Lagos 102216, Lagos, Nigeria

    Review analysis

    Known for paying claims on time, a key differentiator in insurance.

    • pays claims on time
    • good customer service
    • life and non-life insurance
    • fully automated
    • owned by sterling bank
    Why ranked #14? ▾
    • Google rating83
    • Review volume66
    • Review recency0
    • Profile completeness100
    • Review sentiment71
    • Verification0

    Scores 0–100 per dimension. See how we rank.

  • 15
    AskMrInsure | Best Insurance Agency In Lagos Nigeria | Insurance Agent s Near Me (You) | Professional Insurance Agency. — photo

    AskMrInsure | Best Insurance Agency In Lagos Nigeria | Insurance Agent s Near Me (You) | Professional Insurance Agency.

    61.3/ 100
    4.94.9 out of 5 stars25 reviews

    Mile 7 Ikorodu Rd, Obanikoro, Lagos 100242, Lagos, Nigeria

    Review analysis

    Provides tailored insurance advice rather than just selling policies.

    • professionalism
    • tailored advice
    • fast service
    • reliable
    • trustworthy
    • customer service
    Why ranked #15? ▾
    • Google rating94
    • Review volume47
    • Review recency3
    • Profile completeness67
    • Review sentiment100
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Edewhor D. ★★★★★ Customer services and delivery is second to none. For the past years of dealing with them I have enjoyed an effective and efficient customer client relationship.
  • 16
    Consolidated Hallmark Insurance Plc — photo

    Consolidated Hallmark Insurance Plc

    59.7/ 100
    4.14.1 out of 5 stars293 reviewsNAICOM-licensed · General insurer

    266 Ikorodu Rd, Obanikoro, Lagos 102216, Lagos, Nigeria

    Review analysis

    Claims settled quickly with mechanic recommendation for car repairs.

    • car insurance
    • online renewal
    • claims settled
    • parking available
    • no wheelchair access
    • branch network
    Why ranked #16? ▾
    • Google rating77
    • Review volume82
    • Review recency1
    • Profile completeness67
    • Review sentiment71
    • Verification0

    Scores 0–100 per dimension. See how we rank.

  • 17
    AIICO Insurance Plc, Isolo Branch — photo

    AIICO Insurance Plc, Isolo Branch

    58.2/ 100
    4.04.0 out of 5 stars94 reviews

    203 /205Apapa, Apapa Oworonshoki Expy, Mushin, Lagos 102215, Lagos, Nigeria

    Review analysis

    Praised for integrity and prompt claim payments, but criticized for lack of online policy access.

    • high integrity
    • prompt claims
    • no online access
    • good service
    • mixed agent experience
    Why ranked #17? ▾
    • Google rating73
    • Review volume66
    • Review recency24
    • Profile completeness67
    • Review sentiment78
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Emmanuel E. ★★★★ I only walked past their frontage; they sent me a seasons greetings message. How did they do that, intruding into my space?

Frequently asked questions

Which insurance company in Lagos has the highest rating?

According to our data, NSIA Insurance has the highest rating at 4.5 stars from 188 reviews. Zenith General Insurance Company Ltd follows closely with 4.6 stars from 48 reviews.

What is the most reviewed insurance company in Lagos?

AIICO Insurance Plc Victoria Island Lagos has the most reviews with 536 reviews and a 4.3-star rating. Mutual Benefits Assurance Plc. has 299 reviews at 4.2 stars.

Are there any insurance companies in Lagos with over 500 reviews?

Yes, AIICO Insurance Plc Victoria Island Lagos has 536 reviews, making it the most reviewed insurance company in our list.

Which insurance company in Lagos has the lowest number of reviews among the top 5?

Among the top 5, Zenith General Insurance Company Ltd has the fewest reviews with 48 reviews, but it has the highest rating at 4.6 stars.

How are the insurance companies ranked on Ranked?

We rank insurance companies using a combination of Google rating, review volume, recency of reviews, profile completeness, verification status, and paid placement. This ensures a balanced and trustworthy ranking.

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