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RANKED

Best Banks in Cross River State

Ranked lists 16 banks in Cross River State. The default view shows 16 local listings in ranking order. Access Bank Plc Ikom, Okimi Osabor Street is the first local listing in the default order, with a Google rating of 4.8 from 5 Google reviews.

Compiled from Ranked's database. Method and checks: Eruo Fredoline, founder, Ranked Technologies Ltd. How we rank. Latest listing check .

How the algorithm scored this16 businesses ranked

Ordered on Google rating, review volume, review recency, profile completeness, review sentiment and the earned verified tick, on weights published and in force since 2026-07-16. Paid placement is not one of them.

As of October 2026, Ranked lists 16 banks in Cross River State, Nigeria, ordered using Google review signals and Ranked's published scoring method. Payment does not change the order.

Source: Ranked (ranked.ng) directory database · full statistics · methodology · Access Bank Plc Ikom, Okimi Osabor Street vs Ecobank - Ikom Branch, side by side

Ranked
16

businesses

Google reviews reported
74

Across matching listings

Page refreshed
1 month ago

Published 8 Sept 2026

16 results
  • Ranked #1 by score#1 in the city
    1

    Access Bank Plc Ikom, Okimi Osabor Street

    64.7/ 100
    4.84.8 out of 5 stars5 reviews

    Obudu-Ikom Rd Calabar, Ikom 540551, Cross River, Nigeria

    Why ranked #1? ▾
    • Google rating93
    • Review volume26
    • Review recency88
    • Profile completeness67
    • Review sentiment50
    • Verification0

    Scores 0 to 100 per dimension. See how we rank.

  • 2

    Ecobank - Ikom Branch

    52.5/ 100
    4.54.5 out of 5 stars6 reviews

    XP9G+P5X, Calabar, Road, Ikom 540281, Cross River, Nigeria

    • Hours listed
    Why ranked #2? ▾
    • Google rating88
    • Review volume28
    • Review recency5
    • Profile completeness67
    • Review sentiment50
    • Verification0

    Scores 0 to 100 per dimension. See how we rank.

    Recent reviews

    • Nelly U. ★★★★★ : Is a place where you will to visit...
    • Emeka C. ★★★★★ : Its a good bank that values the interest of their customers
  • 3

    Zenith Bank Ikom

    51.1/ 100
    4.14.1 out of 5 stars11 reviews

    XPCH+W3F, Ikom - Abanliko Rd, Ikom 562261, Cross River, Nigeria

    • Hours listed
    Why ranked #3? ▾
    • Google rating77
    • Review volume36
    • Review recency12
    • Profile completeness67
    • Review sentiment50
    • Verification0

    Scores 0 to 100 per dimension. See how we rank.

    Recent reviews

    • ochurch P. ★★★★★ : Bank of the twenty first century
    • Egwu I. ★★★★★ : That's bank of bank... Intelligent personnel, easy access to service and e-banking all year round...... It's just ur bank
  • 4

    Stanbic IBTC Bank

    55.7/ 100
    5.05.0 out of 5 stars2 reviews

    31 Katsina Ala Calabar Rd, Ikom 562261, Cross River, Nigeria

    Why ranked #4? ▾
    • Google rating95
    • Review volume16
    • Review recency82
    • Profile completeness0
    • Review sentiment50
    • Verification0

    Scores 0 to 100 per dimension. See how we rank.

  • 5

    First Bank - Ikom Branch

    48.0/ 100
    3.83.8 out of 5 stars5 reviews

    19, Okim Osabor Street, PMB No. 1030, Ikom 550241, Cross River, Nigeria

    Why ranked #5? ▾
    • Google rating65
    • Review volume26
    • Review recency43
    • Profile completeness67
    • Review sentiment50
    • Verification0

    Scores 0 to 100 per dimension. See how we rank.

  • 6

    Union Bank

    46.7/ 100
    4.74.7 out of 5 stars6 reviews

    3953+8Q9, Murtala Mohammed Hwy, Ikot Omin 541112, Cross River, Nigeria

    • Hours listed
    Why ranked #6? ▾
    • Google rating92
    • Review volume28
    • Review recency1
    • Profile completeness0
    • Review sentiment50
    • Verification0

    Scores 0 to 100 per dimension. See how we rank.

    Recent reviews

    • Brendan J. ★★★★★ : All I hate about your bank is your staffs... The cashiers on the counter presently are terrible workers.. Especially the guy in the middle .. And you guys should work the other 2 ATM machines, too long queue... Apart from that every other thing is fine.
    • Davies O. ★★★★★ : Located just beside odywell filling station. The bank has been so helpful in reducing the congestion at First bank. Their ATM machines are quite reliable couple with friendly staff of the bank that are always willing to assist in case of difficulty. In summary this bank deserves a 4 star rating
  • 7

    First Bank - Akamkpa Branch

    45.8/ 100
    4.04.0 out of 5 stars2 reviews

    Ikom, Efut Abua, Calabar 542101, Cross River, Nigeria

    • Hours listed
    Why ranked #7? ▾
    • Google rating73
    • Review volume16
    • Review recency19
    • Profile completeness67
    • Review sentiment50
    • Verification0

    Scores 0 to 100 per dimension. See how we rank.

  • 8

    Fidelity Bank

    45.3/ 100
    4.74.7 out of 5 stars3 reviews

    XPCG+QC7, Katsina Ala Calabar Rd, Ikom 562261, Cross River, Nigeria

    • Hours listed
    Why ranked #8? ▾
    • Google rating92
    • Review volume20
    • Review recency5
    • Profile completeness0
    • Review sentiment50
    • Verification0

    Scores 0 to 100 per dimension. See how we rank.

  • 9

    First Bank

    44.9/ 100
    3.63.6 out of 5 stars14 reviews

    3972+JX4, Murtala Mohammed Hwy, Ikot Omin 541112, Cross River, Nigeria

    • Hours listed
    Why ranked #9? ▾
    • Google rating55
    • Review volume39
    • Review recency74
    • Profile completeness0
    • Review sentiment50
    • Verification0

    Scores 0 to 100 per dimension. See how we rank.

    Recent reviews

    • Davies O. ★★★★★ : Always crowded and with ever disappointing ATM machines
    • Asuquo B. ★★★★★ : Newly re-opened after the #endsars attack. Nice place, excellent service
  • 10

    C.H.C POS agent banking

    43.1/ 100
    3.83.8 out of 5 stars4 reviews

    XP7H+W9G L.G.A, park, behind clock tower, main line, Ikom 562261, Cross River, Nigeria

    Why ranked #10? ▾
    • Google rating65
    • Review volume23
    • Review recency36
    • Profile completeness33
    • Review sentiment50
    • Verification0

    Scores 0 to 100 per dimension. See how we rank.

  • 11

    Union Bank AKAMKPA

    42.1/ 100
    3.53.5 out of 5 stars4 reviews

    CALABAR - IKOM HIGHWAY, AKAMKPA LGA, CRS., NIGERIA, 889X+8X3, Akankpa 542111, Cross River, Nigeria

    • Hours listed
    Why ranked #11? ▾
    • Google rating50
    • Review volume23
    • Review recency45
    • Profile completeness67
    • Review sentiment50
    • Verification0

    Scores 0 to 100 per dimension. See how we rank.

    Recent reviews

    • Uchi F. ★★★★★ : The bank service is good and the atm🏧 machines are always functioning
    • Ifiok E. ★★★★★ : This bank cash out clean money
  • 12

    Federal Mortgage Bank

    41.6/ 100
    4.34.3 out of 5 stars3 reviews

    XP9G+5P7, Ikom 562261, Cross River, Nigeria

    Why ranked #12? ▾
    • Google rating83
    • Review volume20
    • Review recency2
    • Profile completeness0
    • Review sentiment50
    • Verification0

    Scores 0 to 100 per dimension. See how we rank.

  • 13

    Heritage Bank

    41.4/ 100
    4.34.3 out of 5 stars3 reviews

    W8HJ+449, Idim Ita, Calabar 540281, Cross River, Nigeria

    • Hours listed
    Why ranked #13? ▾
    • Google rating83
    • Review volume20
    • Review recency0
    • Profile completeness0
    • Review sentiment50
    • Verification0

    Scores 0 to 100 per dimension. See how we rank.

    Recent reviews

    • Uko F. ★★★★★ : Heritage bank helps the students here
  • 14

    Heritage Bank Plc

    27.9/ 100
    3.03.0 out of 5 stars4 reviews

    X87F+4R8, Bogoberi, Calabar 540281, Cross River, Nigeria

    • Hours listed
    Why ranked #14? ▾
    • Google rating27
    • Review volume23
    • Review recency3
    • Profile completeness67
    • Review sentiment50
    • Verification0

    Scores 0 to 100 per dimension. See how we rank.

    Recent reviews

    • Godson E. ★★★★★ : I was debited in a failed Transactions on the 2nd of Feb,three others same issues, today is 4th April,even after applying no response,they are even out of excuses to tell me. but their staff in customer service Joy and Josephine are wonderful people.
    • James N. ★★★★★ : Heritage Bank... Customer friendly service
  • 15

    GT Bank

    15.6/ 100
    Not availableNot yet rated0 reviews

    Ogoja Road, Ikom 562261, Cross River, Nigeria

    • Hours listed
    Why ranked #15? ▾
    • Google rating0
    • Review volume0
    • Review recency30
    • Profile completeness67
    • Review sentiment50
    • Verification0

    Scores 0 to 100 per dimension. See how we rank.

  • 16

    First Bank

    13.0/ 100
    2.02.0 out of 5 stars2 reviews

    Katsina Ala Calabar Rd, Ikom 562261, Cross River, Nigeria

    • Hours listed
    Why ranked #16? ▾
    • Google rating5
    • Review volume16
    • Review recency18
    • Profile completeness0
    • Review sentiment50
    • Verification0

    Scores 0 to 100 per dimension. See how we rank.

How to choose safely

What to check before choosing banks in Cross River State

Rankings are a starting point. For this category, these are the checks that most often separate a useful recommendation from a risky one.

  • Confirm details

    Call or WhatsApp before visiting to verify hours, address, pricing, and availability.

  • Use recent signals

    Recent reviews, fresh photos, and active contact channels are stronger trust signals than old star ratings.

  • Report problems

    If the listing is wrong, closed, unsafe, or duplicated, use the report link so Ranked can review it.

What the data shows for banks in Cross River State

Counted from every bank ranked in Cross River State, Cross River State, not only the ones shown above.

Ranked
16
With 5+ reviews
6
Rated 4.5 or higher
5
Median reviews
4
Phone listed
9 of 16
Opening hours listed
11 of 16

6 of the 16 banks ranked in Cross River State have five or more Google reviews, and between them they carry 74 reviews.

Of the 16, 5 score 4.5 or higher, 4 sit between 4.0 and 4.4, 6 are below 4.0 and 1 has no rating yet.

The median bank here has 4 reviews.

First Bank has the most, 14 at 3.6, followed by Zenith Bank Ikom (11) and Union Bank (6).

9 list a phone number, 8 a website and 11 opening hours; 0 have a photo on file.

Across the 75 Nigerian cities where Ranked publishes banks, the median city lists 23; Cross River State has 16, fewer than the median.

The most recent Google review we hold for this set is from August 2026.

Source: Ranked directory database, counted at publish time. Full statistics.

Frequently asked questions

How many banks are listed in Cross River State?

Ranked lists 16 banks in Cross River State. The default view shows 16 local listings in ranking order.

Which local listing appears first in the default order?

Access Bank Plc Ikom, Okimi Osabor Street appears first, with a Google rating of 4.8 from 5 Google reviews. The order uses Ranked's published review-based method; it is not a measure of every aspect of the business.

Which local listing loaded on this page has the most Google reviews?

First Bank has the most reported Google reviews among the 16 local listings loaded on this page: 14. Review volume is one ranking signal and does not establish service quality.

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