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Cross River StateCross River State

Updated 1 month ago

Best Banks in Cross River State — 2026 Rankings

If you are searching for the best banks in Cross River State, you are likely looking for reliable financial services in Ikom and beyond. Our list of the top 16 banks in Cross River State is based on real customer feedback, including Google ratings and review counts. Leading the pack is Access Bank Plc Ikom, Okimi Osabor Street with an impressive 4.8-star rating, though Union Bank also stands out at 4.7 stars. We rank these institutions using a combination of Google rating, review volume, recency, profile completeness, verification, and paid placement to help you make an informed choice.

How the algorithm scored this16 businesses ranked

Ranked
16

businesses

Reviews analyzed
72

Google reviews

Photos verified
6

cover images

Last refresh
1 month ago

editorial review

How to choose safely

What to check before choosing banks in Cross River State

Rankings are a starting point. For this category, these are the checks that most often separate a useful recommendation from a risky one.

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    Call or WhatsApp before visiting to verify hours, address, pricing, and availability.

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16 results
  • Editor's Selection#1 in the city
    1
    Ecobank - Ikom Branch — photo

    Ecobank - Ikom Branch

    52.6/ 100
    4.54.5 out of 5 stars6 reviews

    XP9G+P5X, Calabar, Road, Ikom 540281, Cross River, Nigeria

    Why ranked #1? ▾
    • Google rating88
    • Review volume28
    • Review recency6
    • Profile completeness67
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Nelly U. ★★★★ Is a place where you will to visit...
    • Emeka C. ★★★★★ Its a good bank that values the interest of their customers
  • 2

    Zenith Bank Ikom

    51.1/ 100
    4.14.1 out of 5 stars10 reviews

    XPCH+W3F, Ikom - Abanliko Rd, Ikom 562261, Cross River, Nigeria

    Why ranked #2? ▾
    • Google rating77
    • Review volume35
    • Review recency15
    • Profile completeness67
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • ochurch P. ★★★★★ Bank of the twenty first century
    • Egwu I. ★★★★★ That's bank of bank... Intelligent personnel, easy access to service and e-banking all year round...... It's just ur bank
  • 3
    Union Bank — photo

    Union Bank

    50.1/ 100
    4.74.7 out of 5 stars6 reviews

    3953+8Q9, Murtala Mohammed Hwy, Ikot Omin 541112, Cross River, Nigeria

    Why ranked #3? ▾
    • Google rating92
    • Review volume28
    • Review recency1
    • Profile completeness33
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Brendan J. ★★★★★ All I hate about your bank is your staffs... The cashiers on the counter presently are terrible workers.. Especially the guy in the middle .. And you guys should work the other 2 ATM machines, too long queue... Apart from that every other thing is fine.
    • Davies O. ★★★★★ Located just beside odywell filling station. The bank has been so helpful in reducing the congestion at First bank. Their ATM machines are quite reliable couple with friendly staff of the bank that are always willing to assist in case of difficulty. In summary this bank deserves a 4 star rating
  • 6
    Union Bank AKAMKPA — photo

    Union Bank AKAMKPA

    46.6/ 100
    3.53.5 out of 5 stars4 reviews

    CALABAR - IKOM HIGHWAY, AKAMKPA LGA, CRS., NIGERIA, 889X+8X3, Akankpa 542111, Cross River, Nigeria

    Why ranked #6? ▾
    • Google rating50
    • Review volume23
    • Review recency54
    • Profile completeness100
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Uchi F. ★★★★★ The bank service is good and the atm🏧 machines are always functioning
    • Ifiok E. ★★★★★ This bank cash out clean money
  • 8

    Fidelity Bank

    45.4/ 100
    4.74.7 out of 5 stars3 reviews

    XPCG+QC7, Katsina Ala Calabar Rd, Ikom 562261, Cross River, Nigeria

    Why ranked #8? ▾
    • Google rating92
    • Review volume20
    • Review recency6
    • Profile completeness0
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

  • 9
    Heritage Bank — photo

    Heritage Bank

    44.8/ 100
    4.34.3 out of 5 stars3 reviews

    W8HJ+449, Idim Ita, Calabar 540281, Cross River, Nigeria

    Why ranked #9? ▾
    • Google rating83
    • Review volume20
    • Review recency0
    • Profile completeness33
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Uko F. ★★★★ Heritage bank helps the students here
  • 10

    C.H.C POS agent banking

    44.7/ 100
    3.83.8 out of 5 stars5 reviews

    XP7H+W9G L.G.A, park, behind clock tower, main line, Ikom 562261, Cross River, Nigeria

    Why ranked #10? ▾
    • Google rating65
    • Review volume26
    • Review recency43
    • Profile completeness33
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

  • 11

    Stanbic IBTC Bank

    43.6/ 100
    5.05.0 out of 5 stars1 reviews

    31 Katsina Ala Calabar Rd, Ikom 562261, Cross River, Nigeria

    Why ranked #11? ▾
    • Google rating95
    • Review volume10
    • Review recency0
    • Profile completeness0
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

  • 12

    Federal Mortgage Bank

    41.7/ 100
    4.34.3 out of 5 stars3 reviews

    XP9G+5P7, Ikom 562261, Cross River, Nigeria

    Why ranked #12? ▾
    • Google rating83
    • Review volume20
    • Review recency2
    • Profile completeness0
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

  • 13
    First Bank — photo

    First Bank

    38.9/ 100
    3.63.6 out of 5 stars14 reviews

    3972+JX4, Murtala Mohammed Hwy, Ikot Omin 541112, Cross River, Nigeria

    Why ranked #13? ▾
    • Google rating55
    • Review volume39
    • Review recency2
    • Profile completeness33
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Asuquo B. ★★★★★ Newly re-opened after the #endsars attack. Nice place, excellent service
    • Mordecai E. ★★★★ Oil mill bus stop branch, overcrowded
  • 14
    Heritage Bank Plc — photo

    Heritage Bank Plc

    31.3/ 100
    3.03.0 out of 5 stars4 reviews

    X87F+4R8, Bogoberi, Calabar 540281, Cross River, Nigeria

    Why ranked #14? ▾
    • Google rating27
    • Review volume23
    • Review recency4
    • Profile completeness100
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Godson E. ★★★★ I was debited in a failed Transactions on the 2nd of Feb,three others same issues, today is 4th April,even after applying no response,they are even out of excuses to tell me. but their staff in customer service Joy and Josephine are wonderful people.
    • James N. ★★★★ Heritage Bank... Customer friendly service
  • 15

    GT Bank

    15.6/ 100
    Not yet rated0 reviews

    Ogoja Road, Ikom 562261, Cross River, Nigeria

    Why ranked #15? ▾
    • Google rating0
    • Review volume0
    • Review recency30
    • Profile completeness67
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

  • 16

    First Bank

    13.5/ 100
    2.02.0 out of 5 stars2 reviews

    Katsina Ala Calabar Rd, Ikom 562261, Cross River, Nigeria

    Why ranked #16? ▾
    • Google rating5
    • Review volume16
    • Review recency22
    • Profile completeness0
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

Frequently asked questions

Which bank has the highest rating in Cross River State?

According to our data, Access Bank Plc Ikom, Okimi Osabor Street has the highest rating with 4.8 stars based on 4 reviews. Union Bank follows closely with 4.7 stars from 6 reviews. Ecobank - Ikom Branch also performs well at 4.5 stars from 6 reviews.

Which bank in Cross River State has the most reviews?

Zenith Bank Ikom has the highest number of reviews among the top 5, with 10 reviews and a rating of 4.1 stars. This indicates a good volume of customer feedback, though its rating is slightly lower than some competitors.

Are there any banks in Ikom with a 4.8 rating?

Yes, Access Bank Plc Ikom, located on Okimi Osabor Street, has a 4.8-star rating from 4 reviews. It is the highest-rated bank in our list for Cross River State, making it a top choice for customers in Ikom.

How are the banks ranked in your directory?

Our rankings are based on a combination of factors: Google rating, number of reviews, recency of reviews, profile completeness, verification status, and paid placement. This ensures that the most reliable and well-reviewed banks appear at the top of the list.

What is the rating of First Bank - Ikom Branch?

First Bank - Ikom Branch has a rating of 3.8 stars based on 5 reviews. While it is among the top 5 banks in Cross River State, its rating is lower than others like Union Bank (4.7 stars) and Ecobank (4.5 stars).

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