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RANKED

Best Banks in Cross River State

Access Bank Plc Ikom, Okimi Osabor Street has the highest Google rating of the five businesses named, 4.8 stars from 4 reviews. Union Bank follows at 4.7 stars from 6 reviews, while Ecobank - Ikom Branch has 4.5 stars from 6. Zenith Bank Ikom has the largest review count in this group, 10, with a 4.1 rating. Cross River State, Cross River State, has 16 ranked banks in total. First Bank - Ikom Branch has 3.8 stars from 5 reviews, so the ratings rest on small counts.

How the algorithm scored this16 businesses ranked

As of September 2026, Ranked lists 16 banks in Cross River State, Nigeria, ranked by review sentiment, reputation and verified activity, never by payment.

Source: Ranked (ranked.ng) directory database · full statistics · methodology

Ranked
16

businesses

Reviews analyzed
72

Google reviews

Photos verified
6

cover images

Last refresh
1d ago

editorial review

How to choose safely

What to check before choosing banks in Cross River State

Rankings are a starting point. For this category, these are the checks that most often separate a useful recommendation from a risky one.

  • Confirm details

    Call or WhatsApp before visiting to verify hours, address, pricing, and availability.

  • Use recent signals

    Recent reviews, fresh photos, and active contact channels are stronger trust signals than old star ratings.

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16 results
  • Editor's Selection#1 in the city
    1
    Photo of Ecobank - Ikom Branch

    Ecobank - Ikom Branch

    52.5/ 100
    4.54.5 out of 5 stars6 reviews

    XP9G+P5X, Calabar, Road, Ikom 540281, Cross River, Nigeria

    Why ranked #1? ▾
    • Google rating88
    • Review volume28
    • Review recency5
    • Profile completeness67
    • Review sentiment50
    • Verification0

    Scores 0 to 100 per dimension. See how we rank.

    Recent reviews

    • Nelly U. ★★★★ : Is a place where you will to visit...
    • Emeka C. ★★★★★ : Its a good bank that values the interest of their customers
  • 2

    Zenith Bank Ikom

    50.9/ 100
    4.14.1 out of 5 stars10 reviews

    XPCH+W3F, Ikom - Abanliko Rd, Ikom 562261, Cross River, Nigeria

    Why ranked #2? ▾
    • Google rating77
    • Review volume35
    • Review recency13
    • Profile completeness67
    • Review sentiment50
    • Verification0

    Scores 0 to 100 per dimension. See how we rank.

    Recent reviews

    • ochurch P. ★★★★★ : Bank of the twenty first century
    • Egwu I. ★★★★★ : That's bank of bank... Intelligent personnel, easy access to service and e-banking all year round...... It's just ur bank
  • 3
    Photo of Union Bank

    Union Bank

    50.0/ 100
    4.74.7 out of 5 stars6 reviews

    3953+8Q9, Murtala Mohammed Hwy, Ikot Omin 541112, Cross River, Nigeria

    Why ranked #3? ▾
    • Google rating92
    • Review volume28
    • Review recency1
    • Profile completeness33
    • Review sentiment50
    • Verification0

    Scores 0 to 100 per dimension. See how we rank.

    Recent reviews

    • Brendan J. ★★★★★ : All I hate about your bank is your staffs... The cashiers on the counter presently are terrible workers.. Especially the guy in the middle .. And you guys should work the other 2 ATM machines, too long queue... Apart from that every other thing is fine.
    • Davies O. ★★★★★ : Located just beside odywell filling station. The bank has been so helpful in reducing the congestion at First bank. Their ATM machines are quite reliable couple with friendly staff of the bank that are always willing to assist in case of difficulty. In summary this bank deserves a 4 star rating
  • 7
    Photo of Union Bank AKAMKPA

    Union Bank AKAMKPA

    45.7/ 100
    3.53.5 out of 5 stars4 reviews

    CALABAR - IKOM HIGHWAY, AKAMKPA LGA, CRS., NIGERIA, 889X+8X3, Akankpa 542111, Cross River, Nigeria

    Why ranked #7? ▾
    • Google rating50
    • Review volume23
    • Review recency47
    • Profile completeness100
    • Review sentiment50
    • Verification0

    Scores 0 to 100 per dimension. See how we rank.

    Recent reviews

    • Uchi F. ★★★★★ : The bank service is good and the atm🏧 machines are always functioning
    • Ifiok E. ★★★★★ : This bank cash out clean money
  • 8

    Fidelity Bank

    45.3/ 100
    4.74.7 out of 5 stars3 reviews

    XPCG+QC7, Katsina Ala Calabar Rd, Ikom 562261, Cross River, Nigeria

    Why ranked #8? ▾
    • Google rating92
    • Review volume20
    • Review recency5
    • Profile completeness0
    • Review sentiment50
    • Verification0

    Scores 0 to 100 per dimension. See how we rank.

  • 9
    Photo of Heritage Bank

    Heritage Bank

    44.8/ 100
    4.34.3 out of 5 stars3 reviews

    W8HJ+449, Idim Ita, Calabar 540281, Cross River, Nigeria

    Why ranked #9? ▾
    • Google rating83
    • Review volume20
    • Review recency0
    • Profile completeness33
    • Review sentiment50
    • Verification0

    Scores 0 to 100 per dimension. See how we rank.

    Recent reviews

    • Uko F. ★★★★ : Heritage bank helps the students here
  • 10

    C.H.C POS agent banking

    44.0/ 100
    3.83.8 out of 5 stars5 reviews

    XP7H+W9G L.G.A, park, behind clock tower, main line, Ikom 562261, Cross River, Nigeria

    Why ranked #10? ▾
    • Google rating65
    • Review volume26
    • Review recency38
    • Profile completeness33
    • Review sentiment50
    • Verification0

    Scores 0 to 100 per dimension. See how we rank.

  • 11

    Stanbic IBTC Bank

    43.6/ 100
    5.05.0 out of 5 stars1 reviews

    31 Katsina Ala Calabar Rd, Ikom 562261, Cross River, Nigeria

    Why ranked #11? ▾
    • Google rating95
    • Review volume10
    • Review recency0
    • Profile completeness0
    • Review sentiment50
    • Verification0

    Scores 0 to 100 per dimension. See how we rank.

  • 12

    Federal Mortgage Bank

    41.6/ 100
    4.34.3 out of 5 stars3 reviews

    XP9G+5P7, Ikom 562261, Cross River, Nigeria

    Why ranked #12? ▾
    • Google rating83
    • Review volume20
    • Review recency2
    • Profile completeness0
    • Review sentiment50
    • Verification0

    Scores 0 to 100 per dimension. See how we rank.

  • 13
    Photo of First Bank

    First Bank

    38.9/ 100
    3.63.6 out of 5 stars14 reviews

    3972+JX4, Murtala Mohammed Hwy, Ikot Omin 541112, Cross River, Nigeria

    Why ranked #13? ▾
    • Google rating55
    • Review volume39
    • Review recency2
    • Profile completeness33
    • Review sentiment50
    • Verification0

    Scores 0 to 100 per dimension. See how we rank.

    Recent reviews

    • Asuquo B. ★★★★★ : Newly re-opened after the #endsars attack. Nice place, excellent service
    • Mordecai E. ★★★★ : Oil mill bus stop branch, overcrowded
  • 14
    Photo of Heritage Bank Plc

    Heritage Bank Plc

    31.2/ 100
    3.03.0 out of 5 stars4 reviews

    X87F+4R8, Bogoberi, Calabar 540281, Cross River, Nigeria

    Why ranked #14? ▾
    • Google rating27
    • Review volume23
    • Review recency3
    • Profile completeness100
    • Review sentiment50
    • Verification0

    Scores 0 to 100 per dimension. See how we rank.

    Recent reviews

    • Godson E. ★★★★ : I was debited in a failed Transactions on the 2nd of Feb,three others same issues, today is 4th April,even after applying no response,they are even out of excuses to tell me. but their staff in customer service Joy and Josephine are wonderful people.
    • James N. ★★★★ : Heritage Bank... Customer friendly service
  • 15

    GT Bank

    15.6/ 100
    Not availableNot yet rated0 reviews

    Ogoja Road, Ikom 562261, Cross River, Nigeria

    Why ranked #15? ▾
    • Google rating0
    • Review volume0
    • Review recency30
    • Profile completeness67
    • Review sentiment50
    • Verification0

    Scores 0 to 100 per dimension. See how we rank.

  • 16

    First Bank

    13.1/ 100
    2.02.0 out of 5 stars2 reviews

    Katsina Ala Calabar Rd, Ikom 562261, Cross River, Nigeria

    Why ranked #16? ▾
    • Google rating5
    • Review volume16
    • Review recency19
    • Profile completeness0
    • Review sentiment50
    • Verification0

    Scores 0 to 100 per dimension. See how we rank.

What the data shows for banks in Cross River State

Counted from every bank ranked in Cross River State, Cross River State, not only the ones shown above.

Ranked
16
With 5+ reviews
6
Rated 4.5 or higher
5
Median reviews
4
Phone listed
9 of 16
Opening hours listed
11 of 16

6 of the 16 banks ranked in Cross River State have five or more Google reviews, and between them they carry 72 reviews.

Of the 16, 5 score 4.5 or higher, 4 sit between 4.0 and 4.4, 6 are below 4.0 and 1 has no rating yet.

The median bank here has 4 reviews.

First Bank has the most, 14 at 3.6, followed by Zenith Bank Ikom (10) and Union Bank (6).

9 list a phone number, 8 a website and 11 opening hours; 6 have a photo on file.

Across the 77 Nigerian cities where Ranked publishes banks, the median city lists 25; Cross River State has 16, fewer than the median.

The most recent Google review we hold for this set is from February 2026.

Source: Ranked directory database, counted at publish time. Full statistics.

Frequently asked questions

Which bank has the highest Google rating in Cross River State?

Access Bank Plc Ikom, Okimi Osabor Street has the highest rating among the five businesses named, at 4.8 stars from 4 Google reviews. Union Bank follows with 4.7 stars from 6 reviews. These ratings describe review scores only and do not establish financial quality or competence.

Which bank has the most Google reviews?

Zenith Bank Ikom has the largest review count among the five businesses named, with 10 reviews and a 4.1-star rating. Ecobank - Ikom Branch and Union Bank each have 6 reviews. The higher review count does not by itself indicate a higher rating.

How many banks are ranked in Cross River State?

There are 16 ranked banks in Cross River State, Cross River State. The named ratings include Ecobank - Ikom Branch, Zenith Bank Ikom, Union Bank, Access Bank Plc Ikom, Okimi Osabor Street, and First Bank - Ikom Branch, with review counts ranging from 4 to 10.

How much evidence is behind the bank ratings?

The review counts are small. Access Bank Plc Ikom, Okimi Osabor Street has 4 reviews, First Bank - Ikom Branch has 5, Ecobank - Ikom Branch and Union Bank have 6 each, and Zenith Bank Ikom has 10. Those counts give limited context for comparing the ratings.

What rating does First Bank - Ikom Branch have?

First Bank - Ikom Branch has 3.8 stars from 5 Google reviews. That is a small review count, so the figure records the current review score without providing a broad track record. The other named ratings are 4.1 or higher, with Access Bank at 4.8 from 4 reviews.

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