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RANKED

CalabarCross River State

Updated 1 month ago

Best Loan Providers in Calabar — 2026 Rankings

Looking for the best loan providers in Calabar? We've ranked the top 20 loan providers in Calabar, Cross River State, based on Google ratings, customer reviews, photos, profile completeness, and our proprietary ranking algorithm.

How the algorithm scored this21 businesses ranked

Ranked
21

businesses

Reviews analyzed
137

Google reviews

Photos verified
12

cover images

Last refresh
1 month ago

editorial review

How to choose safely

What to check before choosing loan providers in Calabar

Rankings are a starting point. For this category, these are the checks that most often separate a useful recommendation from a risky one.

  • Confirm details

    Call or WhatsApp before visiting to verify hours, address, pricing, and availability.

  • Use recent signals

    Recent reviews, fresh photos, and active contact channels are stronger trust signals than old star ratings.

  • Report problems

    If the listing is wrong, closed, unsafe, or duplicated, use the report link so Ranked can review it.

21 results
  • Editor's Selection#1 in the city
    1
    Transparency Care — photo

    Transparency Care

    65.2/ 100
    5.05.0 out of 5 stars11 reviews

    23 Target Road, Street, Calabar 000234, Cross River, Nigeria

    Why ranked #1? ▾
    • Google rating95
    • Review volume36
    • Review recency67
    • Profile completeness67
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Obioma E. ★★★★★ Transparency Care International Limited has been for 5 Years and 2 Months , Paying people without Complain
    • Peace I. ★★★★★ Transparency Care is The Only Investment Company with Remarkable and Reliable Record for 4 years Now.
  • 2
    Zenith Bank — photo

    Zenith Bank

    59.8/ 100
    4.14.1 out of 5 stars25 reviews

    1, Clement Ebri Drive, Housing Estate, Murtala Mohammed Hwy, Old Town, Calabar 540281, Cross River, Nigeria

    Review analysis

    Staff member Uduak is praised for taking time to assist customers.

    • friendly staff
    • low wait time
    • serene environment
    • online issues
    • good customer service
    Why ranked #2? ▾
    • Google rating77
    • Review volume47
    • Review recency11
    • Profile completeness100
    • Review sentiment78
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • emmanuel I. ★★★★ Great bank, good customer care service
    • Eze M. ★★★★ Good customer service,low wait time,
  • 3
    Access Bank Plc Calabar, Ndidem Usang Iso Road — photo

    Access Bank Plc Calabar, Ndidem Usang Iso Road

    59.1/ 100
    4.24.2 out of 5 stars15 reviews

    Ndidem Usang Iso Rd, Atekong, Calabar 540003, Cross River, Nigeria

    Review analysis

    Previously Diamond Bank, now Access Bank with mixed reviews on service quality.

    • acquired by access bank
    • service issues
    • serene atmosphere
    • good customer service
    • accessible location
    Why ranked #3? ▾
    • Google rating80
    • Review volume40
    • Review recency28
    • Profile completeness100
    • Review sentiment53
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Desmond E. ★★★★ It's a normal financial institution that attend to their customers the way other financial institutions does
    • ochurch P. ★★★★★ Good serene atmosphere and wonderful customers service delivery
  • 4
    CREDITAFRICA LTD — photo

    CREDITAFRICA LTD

    59.5/ 100
    5.05.0 out of 5 stars4 reviews

    Lions Park, 42 Marian Rd, Ikot Eyo, Calabar 540222, Cross River, Nigeria

    Why ranked #4? ▾
    • Google rating95
    • Review volume23
    • Review recency21
    • Profile completeness100
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • vida L. ★★★★★ We've done incredibly great this year. So many lessons to learn and build upon as an organisation. It all balls down to how careful you've managed the pressure from customers and the staffs. I have learn so much this period and also excited about the prospect of this great organisation. You're a great mentor, this is what we see when we look at you.
  • 5
    Zenith Bank — photo

    Zenith Bank

    58.4/ 100
    4.44.4 out of 5 stars7 reviews

    34 Chamley Street, Leopad Town, Calabar 540281, Cross River, Nigeria

    Review analysis

    Neat and serene environment with prompt, friendly staff.

    • neat environment
    • serene
    • prompt service
    • friendly staff
    • modern banking
    Why ranked #5? ▾
    • Google rating86
    • Review volume30
    • Review recency35
    • Profile completeness67
    • Review sentiment74
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Inimfon O. ★★★★ Neat and Serene environment. Prompt and considerate service delivery from friendly staffs.
  • 6

    Rockyzworld Enterprises

    52.9/ 100
    5.05.0 out of 5 stars28 reviews

    15 Parliamentary Rd, Ikot Eyo, Calabar 540222, Cross River, Nigeria

    Why ranked #6? ▾
    • Google rating95
    • Review volume49
    • Review recency0
    • Profile completeness0
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Agbomma I. ★★★★★ Honestly, this is the only organization that has given me real value in terms of Investment in FOREX TRADING. After loosing so much money online searching for a trusted platform, I coincidentally got to this, one year ago. And it's been awesome! I couldn't believe it was real. All my friends that invested too are singing good Melodies. Thanks a million Rockyzworld Enterprises. You changed my financial status in just one year.
    • Zlatan F. ★★★★★ Have never loved trade and online solutions mostly when it relates to finance and investment,but rockyworld changed my entire perception about that, have made a profitable ROI of 100% in less than 7months Thanks Guys,I so much believe in you.
  • 7
    Access Bank Plc Calabar 1 — photo

    Access Bank Plc Calabar 1

    51.1/ 100
    3.73.7 out of 5 stars12 reviews

    St, 7 Mary Slessor Ave, Bogoberi, Calabar 540241, Cross River, Nigeria

    Why ranked #7? ▾
    • Google rating60
    • Review volume37
    • Review recency34
    • Profile completeness100
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Ike C. ★★★★★ Always crowded. Slow customer services. You can still visit if you have nothing else doing for the day.
    • Daniel S. ★★★★★ Place is nice but always crowdy
  • 8

    Single Smart Cash Money Farm Ground

    50.1/ 100
    5.05.0 out of 5 stars2 reviews

    38 Abasi Obori St, Efut Abua, Calabar 540253, Cross River, Nigeria

    Why ranked #8? ▾
    • Google rating95
    • Review volume16
    • Review recency14
    • Profile completeness33
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Ferdinard O. ★★★★★ This has been a very nice place for me to have been
  • 9
    Access Bank Plc Calabar Branch — photo

    Access Bank Plc Calabar Branch

    49.5/ 100
    3.53.5 out of 5 stars15 reviews

    10 Calabar Rd, Duke Town, Calabar 540281, Cross River, Nigeria

    Why ranked #9? ▾
    • Google rating50
    • Review volume40
    • Review recency45
    • Profile completeness100
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Michel N. ★★★★★ Access bank what is going on today is making three days since I came there to reactivate my retrieve account up still now the account have not open I'm not happy I wanted to make use of the account for my business and now I don't know what to do is like I will come over there and withdraw all my money unblock 😡your account because he's too stressful for me I don't like it at all
    • Jesam U. ★★★★ So I filled a form to get an account with access Bank since last week Thursday and up till today I didn't even get an account number😡, so I went to the bank branch in Calabar watt market close to cultural center to check the progress because a normal bank like gtb and first bank would have given me an account number and even an ATM card on the same day I opened the account rather than keeping me waiting..... Can you believe that the so called customer service gave me back the money I was supposed to use and open the account and told me to go... Access Bank if you don't teach your customer service workers how to work you'll lose many customers in that Calabar branch because they are rude and lazy they were even badmouthing a matured man too... I just took my money + the one I wanted to deposit and went to GTbank open an account got an ATM and now I am happy.. Guaranty Trust is a goal... I think access Bank has the most useless customer service.. how can a bank grow with the kind of team there have in Calabar 😡
  • 10
    Calabar Microfinane Bank — photo

    Calabar Microfinane Bank

    49.0/ 100
    4.54.5 out of 5 stars6 reviews

    72 Egerton St, Duke Town, Calabar 540281, Cross River, Nigeria

    Why ranked #10? ▾
    • Google rating88
    • Review volume28
    • Review recency4
    • Profile completeness33
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

  • 11

    Winners loan

    48.3/ 100
    5.05.0 out of 5 stars1 reviews

    61 Atamunu St, Atamunu, Calabar 540281, Cross River, Nigeria

    Why ranked #11? ▾
    • Google rating95
    • Review volume10
    • Review recency11
    • Profile completeness33
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

  • 12
    Ekondo Micro Finance — photo

    Ekondo Micro Finance

    47.8/ 100
    4.44.4 out of 5 stars5 reviews

    43 Murtala Mohammed Hwy, Old Town, Calabar 540281, Cross River, Nigeria

    • standard services
    • loans
    • investment services
    Why ranked #12? ▾
    • Google rating86
    • Review volume26
    • Review recency5
    • Profile completeness33
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Collins U. ★★★★★ For optimum banking services which include loans and other investments services
    • Victor B. ★★★★★ There is no big deal about the bank, it offers services just as every bank would. Directly opposite is a zenith bank, there is sky bank beside it and a sterling bank before and across. If you get to w
  • 13
    Ekondo Microfinance Bank — photo

    Ekondo Microfinance Bank

    46.4/ 100
    4.04.0 out of 5 stars3 reviews

    X8VV+MW5, Ikot Eyo, Calabar 540211, Cross River, Nigeria

    • accessible
    • bureaucratic processes
    • boardroom politics
    Why ranked #13? ▾
    • Google rating73
    • Review volume20
    • Review recency42
    • Profile completeness33
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Emmanuel O. ★★★★ The Ekondo Microfinance Bank Branch's site came with its peculiar challenges beginning with its boardroom politics to the bureaucratic processes of securing funds for the building project.
  • 15
    Cross River Microfinance Bank Ltd — photo

    Cross River Microfinance Bank Ltd

    17.7/ 100
    3.03.0 out of 5 stars1 reviews

    139B Ndidem Usang Iso Rd, Marian Rd, Atekong, Calabar 540211, Cross River, Nigeria

    Why ranked #15? ▾
    • Google rating27
    • Review volume10
    • Review recency0
    • Profile completeness0
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

  • 16

    Cash Link Leasing Plc

    16.0/ 100
    2.02.0 out of 5 stars1 reviews

    Suite 19, Big Qua Shopping Mall, opposite Calabar Stadium, Big Qua Town, Calabar 540281, Cross River, Nigeria

    Why ranked #16? ▾
    • Google rating5
    • Review volume10
    • Review recency1
    • Profile completeness67
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

  • 19

    Ek-PayMe

    12.2/ 100
    Not yet rated0 reviews

    Davandy House, 43 Murtala Mohammed Hwy, Ikot Ekan Edem, Calabar 540211, Cross River, Nigeria

    Why ranked #19? ▾
    • Google rating0
    • Review volume0
    • Review recency30
    • Profile completeness33
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

  • 20

    Life Enhancemment MFI

    12.2/ 100
    Not yet rated0 reviews

    80 Marian Rd, opp. Federal Pay Office, Ikot Eyo, Calabar 540211, Cross River, Nigeria

    Why ranked #20? ▾
    • Google rating0
    • Review volume0
    • Review recency30
    • Profile completeness33
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

  • 21

    Soko loan company

    8.9/ 100
    Not yet rated0 reviews

    X8GR+7MP, Leopad Town, Calabar 540281, Cross River, Nigeria

    Why ranked #21? ▾
    • Google rating0
    • Review volume0
    • Review recency30
    • Profile completeness0
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

Frequently asked questions

What is the highest-rated loan providers in Calabar?

Transparency Care is currently ranked #1 with 5.0 stars from 11 Google reviews.

How many loan providers are in Calabar?

We currently track 20 loan providers in Calabar, Cross River State.

How are these loan providers ranked?

Our composite score combines Google rating (40%), review volume (25%), review recency (15%), profile completeness (10%), verification (5%), and paid placement (5%).

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