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RANKED

Benin CityEdo State

Updated 1 month ago

Best Loan Providers in Benin City — 2026 Rankings

Looking for the best loan providers in Benin City? We've ranked the top 20 loan providers in Benin City, Edo State, based on Google ratings, customer reviews, photos, profile completeness, and our proprietary ranking algorithm.

How the algorithm scored this22 businesses ranked

Ranked
22

businesses

Reviews analyzed
270

Google reviews

Photos verified
13

cover images

Last refresh
1 month ago

editorial review

How to choose safely

What to check before choosing loan providers in Benin City

Rankings are a starting point. For this category, these are the checks that most often separate a useful recommendation from a risky one.

  • Confirm details

    Call or WhatsApp before visiting to verify hours, address, pricing, and availability.

  • Use recent signals

    Recent reviews, fresh photos, and active contact channels are stronger trust signals than old star ratings.

  • Report problems

    If the listing is wrong, closed, unsafe, or duplicated, use the report link so Ranked can review it.

22 results
  • Editor's Selection#1 in the city
    1
    E&C Global Asset and Investment Limited — photo

    E&C Global Asset and Investment Limited

    63.4/ 100
    4.84.8 out of 5 stars5 reviews

    9 Aideyan St, off Ihama Road, Oka, Benin City 300251, Edo, Nigeria

    Why ranked #1? ▾
    • Google rating93
    • Review volume26
    • Review recency78
    • Profile completeness67
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Lydia A. ★★★★★ I was scared before but they delivered, and my car was returned in the same condition. Thank you for your services 💯
    • Rita L. ★★★★★ Highly sufficient services, I got my loan without too much documentation
  • 2
    Lapo Microfinance Bank — photo

    Lapo Microfinance Bank

    61.7/ 100
    4.14.1 out of 5 stars187 reviews

    LAPO Place, 18 Dawson Rd, Use, Benin City 300102, Edo, Nigeria

    Review analysis

    Provides loans and startup funds to empower small retail businesses.

    • good service
    • loans
    • startup funds
    • empowerment
    • mask required
    • no laptops
    Why ranked #2? ▾
    • Google rating77
    • Review volume76
    • Review recency4
    • Profile completeness67
    • Review sentiment71
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Sunday O. ★★★★★ Came over to check on my account if dormant and to reactivate it. Was surprised it was not dormant when checked. Paid in some money, however, and given my new NUBAN account number. Service was good a
    • moses O. ★★★★★ It is a place that empower people who are in of start up fund to grow small retail business, in other words it provides employment for people to lift above poverty.
  • 3
    F.A.S.T Microfinance Bank Limited — photo

    F.A.S.T Microfinance Bank Limited

    55.0/ 100
    4.44.4 out of 5 stars14 reviews

    32 Sakponba Rd, Oka, Benin City 300102, Edo, Nigeria

    Review analysis

    Tech-savvy and prompt service for a microfinance bank.

    • excellent service
    • prompt
    • tech savvy
    • zero problems
    • reliable atm
    Why ranked #3? ▾
    • Google rating86
    • Review volume39
    • Review recency8
    • Profile completeness33
    • Review sentiment86
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Godwin O. ★★★★★ It's a great bank, excellent services.
    • Iyamu O. ★★★★★ it's a great bank with zero problems,best micro finance bank so far!
  • 4
    E Bamawo & Co-limited — photo

    E Bamawo & Co-limited

    56.6/ 100
    5.05.0 out of 5 stars4 reviews

    Off M.M Way, 2 Upper Uwa St, Avbiama, Benin City 300001, Edo, Nigeria

    Why ranked #4? ▾
    • Google rating95
    • Review volume23
    • Review recency49
    • Profile completeness33
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

  • 5
    Secure Finance LTD — photo

    Secure Finance LTD

    63.2/ 100
    5.05.0 out of 5 stars1 reviews

    Jeff Idiae Mall, 19 Benin Sapele Rd, opposite High Court of Justice, Oka, Benin City 300271, Edo, Nigeria

    Why ranked #5? ▾
    • Google rating95
    • Review volume10
    • Review recency74
    • Profile completeness100
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

  • 7
    Access Bank Plc Uselu Branch — photo

    Access Bank Plc Uselu Branch

    53.3/ 100
    4.24.2 out of 5 stars6 reviews

    170 Benin-Sagamu Expy, Use, Benin City 300271, Edo, Nigeria

    Review analysis

    Mixed reviews with some praising customer service and others criticizing consistently.

    • customer service
    • prompt delivery
    • friendly staff
    • disappointing
    • waste of time
    Why ranked #7? ▾
    • Google rating80
    • Review volume28
    • Review recency22
    • Profile completeness67
    • Review sentiment65
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Eformachukwu I. ★★★★ Never had any positive response from this branch. Always a disappointment and waste of precious time.
    • Precious O. ★★★★★ I had an issue to resolve that needed my presence in the bank, and the customer service was awesome! Prompt and efficient delivery, and the customer care officer was friendly too.
  • 8
    Big Afrik Express Nigeria Limited — photo

    Big Afrik Express Nigeria Limited

    52.7/ 100
    5.05.0 out of 5 stars3 reviews

    Uwa Plaza, 74 Siluko Rd, Use, Benin City 300102, Edo, Nigeria

    Why ranked #8? ▾
    • Google rating95
    • Review volume20
    • Review recency0
    • Profile completeness67
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • pastor N. ★★★★★ Best loan company in Edo state
    • Ohenhen D. ★★★★★ Big Afrik have supported me in business , now in doing great. Best ever
  • 9
    Above Only Microfinance Bank Ltd — photo

    Above Only Microfinance Bank Ltd

    51.2/ 100
    4.74.7 out of 5 stars9 reviews

    7JM3+4H4, BIU Campus Main Dr Way, Oka, Benin City 300102, Edo, Nigeria

    Why ranked #9? ▾
    • Google rating92
    • Review volume33
    • Review recency0
    • Profile completeness33
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Osaigbovo E. ★★★★★ ...Soaring above poverty! The Micro-finance Bank for all your banking[micro loans ,advances and overdrafts] needs
    • Charles A. ★★★★★ Operate high standard of customer service and great amenities available for banking operations; Mobile App, ATM Card, POS, Cheque, Remita, QuickTeller, eTranzact, NIP, USSD, Corresponding Banking Services, Micro-Lending, Salary Facilities, Overdraft, LPO Financing and many more...
  • 11

    Savein mfcs

    48.5/ 100
    5.05.0 out of 5 stars2 reviews

    16 Ozigbo St, off Ekewan Road, Avbiama, Benin City 300232, Edo, Nigeria

    Why ranked #11? ▾
    • Google rating95
    • Review volume16
    • Review recency1
    • Profile completeness33
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

  • 12

    C.B.V Money Lending

    47.0/ 100
    5.05.0 out of 5 stars1 reviews

    178 Old Benin Agbor Rd, Benin City 300104, Edo, Nigeria

    Why ranked #12? ▾
    • Google rating95
    • Review volume10
    • Review recency0
    • Profile completeness33
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

  • 13

    Edo Microfinance Bank Limited

    46.8/ 100
    4.34.3 out of 5 stars4 reviews

    249, Ugbowo Road, Besides Adolor Junction, Off Federal Road, New Lagos Rd, Uselu, Benin City 300103, Edo, Nigeria

    • secure place
    Why ranked #13? ▾
    • Google rating83
    • Review volume23
    • Review recency7
    • Profile completeness33
    • Review sentiment54
    • Verification0

    Scores 0–100 per dimension. See how we rank.

  • 14
    Lapo Microfinance Bank — photo

    Lapo Microfinance Bank

    46.1/ 100
    5.05.0 out of 5 stars3 reviews

    Plot 6 S & T Rd, Uselu, Benin City 300103, Edo, Nigeria

    Why ranked #14? ▾
    • Google rating95
    • Review volume20
    • Review recency1
    • Profile completeness0
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Aig B. ★★★★★ The service was efficient and professional
  • 15

    Global Loan Company

    43.6/ 100
    4.54.5 out of 5 stars2 reviews

    7JFC+FHM, Country Home Rd, Oka, Benin City 300102, Edo, Nigeria

    Why ranked #15? ▾
    • Google rating88
    • Review volume16
    • Review recency10
    • Profile completeness0
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

  • 16
    Creditville Limited — photo

    Creditville Limited

    41.2/ 100
    4.04.0 out of 5 stars2 reviews

    Ehanire House, 34 Ighodaro St, Akpakpava Rd, Avbiama, Benin City 300102, Edo, Nigeria

    Why ranked #16? ▾
    • Google rating73
    • Review volume16
    • Review recency10
    • Profile completeness33
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

  • 17
    Access Bank Plc Benin, Sapele Road — photo

    Access Bank Plc Benin, Sapele Road

    40.5/ 100
    3.53.5 out of 5 stars6 reviews

    81 Benin Sapele Rd, Oka, Benin City 300251, Edo, Nigeria

    • terrible customer service
    • crowded
    • okay response time
    • slow transactions
    Why ranked #17? ▾
    • Google rating50
    • Review volume28
    • Review recency3
    • Profile completeness100
    • Review sentiment44
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • michael I. ★★★★★ Although crowded most times but the response time is okay
    • Amenze A. ★★★★★ Terrible customer service. Spent 2 days doing what should have been a 20 minute transaction. Never again
  • 18
    Access Bank Plc Benin Branch — photo

    Access Bank Plc Benin Branch

    37.8/ 100
    2.72.7 out of 5 stars15 reviews

    45 Benin City-Ehor Rd, Avbiama, Benin City 300281, Edo, Nigeria

    Review analysis

    Customers complain of slow service with only two staff attending to everyone.

    • slow service
    • lousy staff
    • long wait
    • poor customer service
    Why ranked #18? ▾
    • Google rating17
    • Review volume40
    • Review recency68
    • Profile completeness100
    • Review sentiment29
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Peaceman T. ★★★★★ Peaceman thankyou access bank 1614776019 That is my access bank account
    • nels V. ★★★★ help the services population create account security information
  • 19

    Union Homes Savings and Loan

    17.6/ 100
    3.03.0 out of 5 stars1 reviews

    Igun, 244 New Lagos Rd, Use, Benin City 300001, Edo, Nigeria

    Why ranked #19? ▾
    • Google rating27
    • Review volume10
    • Review recency0
    • Profile completeness0
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

  • 20

    Private Cash Loan

    14.1/ 100
    2.52.5 out of 5 stars2 reviews

    plot 14b Adesuwa Rd, Oka, Benin City 300102, Edo, Nigeria

    Why ranked #20? ▾
    • Google rating12
    • Review volume16
    • Review recency6
    • Profile completeness0
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • SMART F. ★★★★ Loan readily available at reasonable rates.
  • 21

    Igbayonbe Loans

    12.2/ 100
    Not yet rated0 reviews

    Limit Hotel Junction, Oka, Benin City 300104, Edo, Nigeria

    Why ranked #21? ▾
    • Google rating0
    • Review volume0
    • Review recency30
    • Profile completeness33
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

Frequently asked questions

What is the highest-rated loan providers in Benin City?

E&C Global Asset and Investment Limited is currently ranked #1 with 4.8 stars from 5 Google reviews.

How many loan providers are in Benin City?

We currently track 20 loan providers in Benin City, Edo State.

How are these loan providers ranked?

Our composite score combines Google rating (40%), review volume (25%), review recency (15%), profile completeness (10%), verification (5%), and paid placement (5%).

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