LagosLagos State
Updated todayLooking for the best fintech companies in Lagos? We've ranked the top 14 fintech companies in Lagos, Lagos State, based on Google ratings, customer reviews, photos, profile completeness, and our proprietary ranking algorithm.
How the algorithm scored this14 businesses ranked
As of August 2026, Ranked lists 14 fintech companies in Lagos, Nigeria, ranked by review sentiment, reputation and verified activity — never by payment.
Source: Ranked (ranked.ng) directory database · full statistics · methodology
businesses
Google reviews
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editorial review
How to choose safely
Rankings are a starting point. For this category, these are the checks that most often separate a useful recommendation from a risky one.
Call or WhatsApp before visiting to verify hours, address, pricing, and availability.
Recent reviews, fresh photos, and active contact channels are stronger trust signals than old star ratings.
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8 Providence Street, Lekki Phase 1, Lagos
CBN PSSP-licensed; processed over $25 billion in payments by 2024 and serves 1.4 million businesses across Africa. (Source: https://flutterwave.com/about)
Scores 0–100 per dimension. See how we rank.
Wing B, 1st Floor, 25 Olusegun Obasanjo Way, Ikeja, Lagos
CBN Mobile Money Operator; reported $300 million Series C in 2021 led by SoftBank Vision Fund 2 at $2 billion valuation. (Source: https://www.opayweb.com/about)
Scores 0–100 per dimension. See how we rank.
Renmoney House, 39 Alfred Rewane Road, Ikoyi, Lagos
CBN-licensed MFB founded 2012; one of the first Nigerian fintechs to offer collateral-free personal loans up to ₦6 million. (Source: https://renmoney.com/about)
Scores 0–100 per dimension. See how we rank.
1648C Oko Awo Close, Victoria Island, Lagos
Founded 2002, operates the Verve card scheme — Africa's most widely held domestic payment card with over 35 million cards in circulation. (Source: https://www.interswitchgroup.com/about-us)
Scores 0–100 per dimension. See how we rank.
33 Saka Tinubu Street, Victoria Island, Lagos
Operates Remita, the Federal Government's Treasury Single Account (TSA) payment platform mandated by the 2015 TSA implementation. (Source: https://www.systemspecs.com.ng/about/)
Scores 0–100 per dimension. See how we rank.
30 Lugard Avenue, Ikoyi, Lagos
CBN Microfinance Bank licence + FCCPC-registered DLP; pioneer of full-disclosure APR loan terms in Nigerian digital lending. (Source: https://getcarbon.co/about)
Scores 0–100 per dimension. See how we rank.
9 Adamo Kabir Crescent, Yaba, Lagos
SEC-registered fund manager via Gourmet Asset Management; Nigeria's largest savings + investments app with over 4.5 million users by 2024. (Source: https://piggyvest.com/about)
Scores 0–100 per dimension. See how we rank.
Plot L2, 401 Cluster, Banana Island, Ikoyi, Lagos
Africa's first 'Centaur' fintech (₦1 billion daily transaction value); processes over 5 million POS transactions daily as of 2024. (Source: https://moniepoint.com/about)
Scores 0–100 per dimension. See how we rank.
94B Adeyemo Alakija Street, Victoria Island, Lagos
CBN-licensed Microfinance Bank (2020); disburses over ₦10 billion in monthly digital loans across Nigeria. (Source: https://fairmoney.io/about)
Scores 0–100 per dimension. See how we rank.
1B Sumbo Jibowu Street, Ikoyi, Lagos
Y Combinator-backed fintech operating in Nigeria + Kenya + India; CBN-registered Other Financial Institution. (Source: https://branch.co/about)
Scores 0–100 per dimension. See how we rank.
126 Joel Ogunnaike Street, Ikeja GRA, Lagos
CBN-licensed payment gateway; acquired by Stripe in October 2020 for over $200 million. (Source: https://paystack.com/about)
Scores 0–100 per dimension. See how we rank.
Plot 1665B Oyin Jolayemi Street, Victoria Island, Lagos
CBN MMO licence; backed by Transsion Holdings (Tecno/Itel/Infinix) with over 35 million Nigerian users as of 2024. (Source: https://www.palmpay.com/about)
Scores 0–100 per dimension. See how we rank.
27 Akin Olugbade Street, Victoria Island, Lagos
CBN microfinance-bank licence; raised $55 million Series B in 2021 at $500 million valuation; targets the unbanked African retail segment. (Source: https://kuda.com/about)
Scores 0–100 per dimension. See how we rank.
Workstation, 9 Hakeem Dickson Drive, Lekki Phase 1, Lagos
SEC-registered Fund Manager; first Nigerian micro-savings app to receive a full Fund Management licence. (Source: https://cowrywise.com/about)
Scores 0–100 per dimension. See how we rank.
Flutterwave is currently ranked #1 with — stars from 0 Google reviews.
We currently track 14 fintech companies in Lagos, Lagos State.
Our composite score combines Google rating (40%), review volume (25%), review recency (15%), profile completeness (10%), verification (5%), and paid placement (5%).
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