Skip to content
NewGot a product? Test it with real Nigerians on 9jatesters
RANKED

OgojaCross River State

Updated 1 month ago

Best Banks in Ogoja — 2026 Rankings

Looking for the best banks in Ogoja, Cross River State? Whether you need a reliable savings account, business loans, or everyday banking services, we've ranked the top 10 banks in Ogoja based on real customer feedback. Leading the list is Zenith Bank with a 3.9-star rating from 10 reviews, while Union Bank's Ogoja Branch boasts a perfect 5 stars from 3 reviews. Our rankings consider Google ratings, review volume, recency, profile completeness, verification, and paid placement to help you find the right bank.

How the algorithm scored this10 businesses ranked

Ranked
10

businesses

Reviews analyzed
23

Google reviews

Photos verified
4

cover images

Last refresh
1 month ago

editorial review

How to choose safely

What to check before choosing banks in Ogoja

Rankings are a starting point. For this category, these are the checks that most often separate a useful recommendation from a risky one.

  • Confirm details

    Call or WhatsApp before visiting to verify hours, address, pricing, and availability.

  • Use recent signals

    Recent reviews, fresh photos, and active contact channels are stronger trust signals than old star ratings.

  • Report problems

    If the listing is wrong, closed, unsafe, or duplicated, use the report link so Ranked can review it.

10 results
  • Editor's Selection#1 in the city
    1
    Zenith Bank — photo

    Zenith Bank

    51.9/ 100
    3.93.9 out of 5 stars10 reviews

    Plot MLA, 20 Hospital Rd, Ogoja 550101, Cross River, Nigeria

    Why ranked #1? ▾
    • Google rating69
    • Review volume35
    • Review recency65
    • Profile completeness67
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • James A. ★★★★★ James efufu, NIGERIA (NG) ADDRESS LINE 1 (1) Hospital Road, AVENUE, zenith bank ogoja 550101, Cross River, Nigeria, (2)James efufu 1 HOSPITAL, ROAD, Cross River, state, Avenue, zenith bank, ogoja 550101, Cross River, Nigeria. (3) Efufu James Atom, STATE AVENUE ZENITH BANK CALABAR 540281, CROSS RIVIER, NIGERIA. UPDATE PAYMENT METHOD MASTERCARD CARD NICKNAME (OPTIONAL) JAMES EFUFU D-VOS FPE NO= 1733026470269421+234 070:50725 [email protected] ZENITH BANK JIMMYEFUFU54ECOLONDENGLISHPIN07632 ACCOUNT 1130009156 401252 OGOJA 550101 ZENITH BANK JIMMYEFUFU54ECOLONDENGLISH ACCOUNT 2254406692 CROSS RIVIER CITY CALABAR 540001 NICKNAME OPTIONAL JAMES EFUFU 5399412200239379. D-VOS FPE ( ADD MONEY250610153885809) (Ticketes=🆔 250609215362976)MM 02 /29YY CVC/973CVC IS Required
    • MOSHOR M. ★★★★ Very useless bank holding my money for over a week becuz I never transacted in the account for the past three months as they claim now my debit is blocked even when I be submitted the necessary documents they still can’t do nothing Mitcheww I competent bank wish I could give a zero star ⭐️
  • 2

    Union Bank, Ogoja Branch

    50.4/ 100
    5.05.0 out of 5 stars3 reviews

    MR52+M78, Mission Rd, Ogoja 550101, Cross River, Nigeria

    Why ranked #2? ▾
    • Google rating95
    • Review volume20
    • Review recency0
    • Profile completeness67
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Modey J. ★★★★★ They've got the best banking service in the town
  • 3

    Igoli C.A.C

    44.1/ 100
    3.73.7 out of 5 stars3 reviews

    JQVR+3FM, Ogoja 550101, Cross River, Nigeria

    Why ranked #3? ▾
    • Google rating60
    • Review volume20
    • Review recency82
    • Profile completeness33
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Gilbert L. ★★★★ The poster fake not cac office imposter
  • 4
    First Bank — photo

    First Bank

    42.9/ 100
    4.04.0 out of 5 stars2 reviews

    General Hospital Road, Igoli, Ogoja 550101, Cross River, Nigeria

    Why ranked #4? ▾
    • Google rating73
    • Review volume16
    • Review recency12
    • Profile completeness67
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Henry E. ★★★★★ ATM Machine payment this Saturday morning
  • 5
    LAPO MICROFINANCE BANK LTD — photo

    LAPO MICROFINANCE BANK LTD

    39.4/ 100
    3.33.3 out of 5 stars3 reviews

    MR52+2C3, Calabar St, Ogoja 550101, Cross River, Nigeria

    Why ranked #5? ▾
    • Google rating40
    • Review volume20
    • Review recency74
    • Profile completeness67
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

  • 6

    Diamond Bank BRANCH OFFICE

    36.9/ 100
    4.04.0 out of 5 stars1 reviews

    Hospital Rd, Ogoja 101241, Cross River, Nigeria

    Why ranked #6? ▾
    • Google rating73
    • Review volume10
    • Review recency0
    • Profile completeness33
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

  • 7

    Ecobank - Ogoja Branch

    15.6/ 100
    2.02.0 out of 5 stars1 reviews

    No. 8 Hospital Rd, Ogoja 540281, Cross River, Nigeria

    Why ranked #7? ▾
    • Google rating5
    • Review volume10
    • Review recency0
    • Profile completeness67
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Werey V. ★★★★★ Grossly under staffed. Your customer based is large, and requires an equivalent work force to meet up the demands.
  • 8

    Hosspital Road

    11.9/ 100
    Not yet rated0 reviews

    MR52+MC8, Mission Rd, Ogoja 550101, Cross River, Nigeria

    Why ranked #8? ▾
    • Google rating0
    • Review volume0
    • Review recency30
    • Profile completeness33
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

  • 9

    Ogoja Microfinance Bank Ltd

    8.6/ 100
    Not yet rated0 reviews

    Ogoja 550101, Cross River, Nigeria

    Why ranked #9? ▾
    • Google rating0
    • Review volume0
    • Review recency30
    • Profile completeness0
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

  • 10
    Bank Of Agriculture — photo

    Bank Of Agriculture

    8.6/ 100
    Not yet rated0 reviews

    MR63+3GW, Ogoja 550101, Cross River, Nigeria

    Why ranked #10? ▾
    • Google rating0
    • Review volume0
    • Review recency30
    • Profile completeness0
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

Frequently asked questions

Which bank in Ogoja has the highest rating?

Union Bank, Ogoja Branch has the highest rating with a perfect 5 stars, based on 3 reviews. It is the top-rated bank in Ogoja, Cross River State, according to our data.

How many banks are ranked in Ogoja?

We have ranked 10 banks in Ogoja, Cross River State. The top five include Zenith Bank (3.9★, 10 reviews), Union Bank (5★, 3 reviews), Igoli C.A.C (3.7★, 3 reviews), First Bank (4★, 2 reviews), and LAPO MICROFINANCE BANK LTD (3.3★, 3 reviews).

Which bank in Ogoja has the most reviews?

Zenith Bank has the most reviews among banks in Ogoja, with 10 reviews and a rating of 3.9 stars. This makes it the most reviewed bank in the city.

Is there a microfinance bank in Ogoja?

Yes, LAPO MICROFINANCE BANK LTD is ranked 5th in Ogoja with a 3.3-star rating from 3 reviews. It is the only microfinance bank in the top 5 list.

What is the rating of First Bank in Ogoja?

First Bank in Ogoja has a rating of 4 stars from 2 reviews, placing it 4th in our ranking of the best banks in Ogoja, Cross River State.

More in Ogoja

Banks elsewhere

For business owners

Own or manage a bank in Ogoja?

Get a Featured placement — pinned above the ranking with a clear “Sponsored” label. We never sell rank order; featuring is visual only, and your underlying score doesn’t change.

Get featured →