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EnuguEnugu State24-Hour

Updated 1 month ago

Best 24-Hour ATMs in Enugu — 2026 Rankings

Looking for a 24-hour ATM in Enugu, Enugu State? Whether you need cash late at night or early in the morning, we've got you covered. Our list of the best 24-hour ATMs in Enugu is based on real user reviews and ratings. Access Bank ATM leads the pack with a 4.8-star rating from 4 reviews, while Union Bank ATM boasts a perfect 5-star score from 2 reviews. We rank these ATMs using Google ratings, review volume, recency, and other factors to help you find a reliable machine near you.

How the algorithm scored this12 businesses ranked

Ranked
12

businesses

Reviews analyzed
38

Google reviews

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cover images

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editorial review

How to choose safely

What to check before choosing atms in Enugu

Rankings are a starting point. For this category, these are the checks that most often separate a useful recommendation from a risky one.

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    Call or WhatsApp before visiting to verify hours, address, pricing, and availability.

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12 results
  • Editor's Selection#1 in the city
    1

    Access Bank ATM

    54.9/ 100
    4.84.8 out of 5 stars4 reviews

    100 Agbani Rd, Achara, Enugu 400242, Enugu, Nigeria

    Review analysis

    Touch screen interface enhances ease of use.

    • touch screen
    • easy to operate
    • always pays
    Why ranked #1? ▾
    • Google rating92
    • Review volume20
    • Review recency93
    • Profile completeness0
    • Review sentiment64
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Anyigor N. ★★★★★ I enjoy using their ATM machine because the touch screen makes it easy to operate.
  • 2

    Union Bank ATM

    50.5/ 100
    5.05.0 out of 5 stars2 reviews

    Unnth Premises, Enugu,enugu, Enugu 400211, Enugu, Nigeria

    • excellent bank
    Why ranked #2? ▾
    • Google rating95
    • Review volume16
    • Review recency0
    • Profile completeness67
    • Review sentiment60
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Sampson O. ★★★★★ Excellent bank come and join today oo
  • 3

    United Bank For Africa - ATM

    50.3/ 100
    4.04.0 out of 5 stars4 reviews

    57 Kenyatta St, Uwani, Enugu 400105, Enugu, Nigeria

    • great work
    • place to be
    Why ranked #3? ▾
    • Google rating73
    • Review volume23
    • Review recency78
    • Profile completeness33
    • Review sentiment62
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • prince C. ★★★★★ That's good then you are doing great work 😊😊 hope you are a bit busy today and your self and you can get a good night's rest of it or it needs them to be delivered and the way to get it done now but I don't think 💬💯 is the only way and I can get it and then you will definitely be there and you will definitely be there and I can always be there to help him and I can understand what he wants to the way you 23808 it to the right way and it needs them and you will understand it and you can always get it from me and the way to the same way to be 3 years old 🗝️ and you don't want me in the house to be the truth and it will take the time to me to stop 🛑 and I can always do the same as it was it with you to be careful because you are doing it with it to me to do that and you don't have it to be delivered and you will be the person I understand you and I will understand why you 28 them and they are not willing to accept that and you deserve it every way through it and it's the truth to the truth or the almighty of it and it needs to respect them and it needs to provide them and you don't want them or you can do the right ▶️ and you don't want them or the almighty Christ it's only me to pay it every single way 3 years 4 pounds to be honest with it to me to be delivered to me to be delivered or something you don't 2On Wednesday August 27, 2025, Chika Uwazie wrote 👇 His Harvard classmates went to Wall Street. He went back to Nigeria. They called him crazy..... Okechukwu (Okey) Enelamah graduated top 5% at Harvard Business School. Goldman Sachs wanted him. Silicon Valley courted him. Every door was open. But in 1999, he made a bet nobody understood. He left everything to build Nigeria's first private equity fund. His classmates joined KKR, Blackstone, the titans of finance. Meanwhile, Okey was pitching Nigerian investments to people who couldn't find Lagos on a map. Then came MTN Nigeria. $285 million for the telecom license. $400 million total investment. Every Western PE fund passed. "Too risky." "No infrastructure." "Africans don't need phones." Okey saw what they couldn't. By 2012, when ACA exited, MTN Nigeria was valued at $13 billion. That's a 44X return. One of the greatest private equity returns in history. Not in Silicon Valley. Not on Wall Street. In Nigeria. While his Harvard classmates were chasing 3X returns in "safe" markets, Okey delivered 44X in a market they ignored. But here's what this story really teaches us: It took an African to bet on Africa. Not because we're smarter. But because we see opportunity where others see obstacles. We see 400 million mobile users where they see "no infrastructure." We see billion-dollar markets where they see "too risky." We see the future where they see charity cases. Today, MTN is Nigeria's most valuable company. It connects millions who never had landlines. It powers businesses that couldn't exist without it. And those Harvard classmates who went to Wall Street? They're now trying to understand why they missed the biggest opportunity of their generation. Sometimes the best investment you can make is betting on yourself. Betting on your people. Betting on your continent. Even when Harvard tells you there's an easier path. Especially then. To every African with a choice between comfort abroad and building at home: Their frameworks can't price our potential. Their models can't capture our hunger. Their spreadsheets can't calculate what happens when talent meets purpose. Okey proved that the highest returns don't come from following the crowd to Wall Street. They come from building where others won't. What are you willing to leave behind to build something that matters? #fypシ゚viralシfypシ゚ #isimmiliproperties #reelsviralシ #nigeriansindiasporaTap on a clip to paste it in the text box. Please kindly send a message and I'll get the same as you can get the kids are you doing it for me and I really want it and you have to go in the office for the day after that thanks to the girls for me and I will be with me and 32 to do the same with 3 people who
  • 4
    Diamond Bank ATM — photo

    Diamond Bank ATM

    48.7/ 100
    5.05.0 out of 5 stars3 reviews

    40 Garden Ave, GRA, Enugu 101241, Enugu, Nigeria

    Review analysis

    Has more ATMs than customers, reducing wait times.

    • many machines
    • no queue
    • convenient
    Why ranked #4? ▾
    • Google rating95
    • Review volume20
    • Review recency2
    • Profile completeness33
    • Review sentiment64
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Onyedika J. ★★★★★ One of the best atm stands in enugu, got more atm machines than people who wants to withraw, and thats cool
  • 5

    Union Bank ATM

    48.1/ 100
    4.54.5 out of 5 stars2 reviews

    2ND Okpara Avenue, GRA, Enugu 400211, Enugu, Nigeria

    Review analysis

    Multiple ATM stands reduce congestion and accept other bank cards.

    • enough atm stands
    • secure
    • accepts other bank cards
    Why ranked #5? ▾
    • Google rating88
    • Review volume16
    • Review recency0
    • Profile completeness67
    • Review sentiment62
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Nkenna A. ★★★★★ This gallery has enough atm stands to avoid a congestion. The place is secure, and it accepts other banks atm cards most of the time.
  • 6
    Guaranty Trust Bank ATM — photo

    Guaranty Trust Bank ATM

    47.3/ 100
    3.83.8 out of 5 stars6 reviews

    Barr. Ik Omeje Streetz, GRA, Enugu 400102, Enugu, Nigeria

    Review analysis

    Allows retrieval of old pictures from ATM.

    • retrieve pictures
    • reliable
    • not bad
    Why ranked #6? ▾
    • Google rating65
    • Review volume28
    • Review recency40
    • Profile completeness67
    • Review sentiment64
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Ezekiel O. ★★★★★ Am very much looking happy because I can retrieve my old pictures
  • 7
    UBA ATM Gallery — photo

    UBA ATM Gallery

    45.6/ 100
    4.04.0 out of 5 stars6 reviews

    20 Okpara Ave, GRA, Enugu 400102, Enugu, Nigeria

    • friendly staff
    • convenient location
    • poor service
    • efficient service
    Why ranked #7? ▾
    • Google rating65
    • Review volume26
    • Review recency69
    • Profile completeness33
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Nyesom A. ★★★★ UBA branch on Okpara Road, near the Holy Ghost bus terminal in Enugu, offers a commendable banking experience. The staff are generally friendly and helpful, making transactions smoother for customers. The branch is well-organized, with efficient service during peak hours to. accommodate customers. Importantly, its location is convenient for both local residents and commuters, making it an accessible choice for banking needs. Overall, this branch maintains a positive reputation for customer service and convenience in the community. Try them out.
    • Wesley J. ★★★★★ They have banking experience, but don't know how to attend to their customers well.
  • 8

    First Bank Atm

    42.3/ 100
    5.05.0 out of 5 stars1 reviews

    CFJJ+C5P, Road, Coal Camp, Enugu 400102, Enugu, Nigeria

    • easy access
    Why ranked #8? ▾
    • Google rating95
    • Review volume10
    • Review recency2
    • Profile completeness0
    • Review sentiment55
    • Verification0

    Scores 0–100 per dimension. See how we rank.

  • 9
    Access ATM — photo

    Access ATM

    41.7/ 100
    4.54.5 out of 5 stars2 reviews

    CGG5+24M, Ogui, Enugu 401105, Enugu, Nigeria

    Review analysis

    Located near Manuawa bus stop with 24/7 service when network is available.

    • 24/7 service
    • long wait
    • no shelter
    • convenient location
    • network dependent
    Why ranked #9? ▾
    • Google rating88
    • Review volume16
    • Review recency9
    • Profile completeness0
    • Review sentiment54
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Eleweke A. ★★★★ It an access atm located near manuawa bus stop. It is always full with a lot of people withdrawing money from machine. It is on 24/7 when there is service or network. There's usually a wait here sometimes at early hours at night. It is very convenient to withdraw here though it does not have a covering that can shade in times of bad weather.
  • 10
    First Bank ATM Gallery — photo

    First Bank ATM Gallery

    39.4/ 100
    4.04.0 out of 5 stars3 reviews

    FGM8+VM6, Abakpa, Enugu 400103, Enugu, Nigeria

    • busy
    Why ranked #10? ▾
    • Google rating73
    • Review volume20
    • Review recency30
    • Profile completeness0
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

  • 11

    Skye Bank - Enugu North ATM 2

    37.6/ 100
    3.73.7 out of 5 stars3 reviews

    Enugu North LGA Secreteriat, Opara Avenue, Independence Layout Phase II, Enugu 400221, Enugu, Nigeria

    • queues
    • routine banking
    Why ranked #11? ▾
    • Google rating60
    • Review volume20
    • Review recency0
    • Profile completeness67
    • Review sentiment50
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Maxwell E. ★★★★★ You would have to queue up before you do anything
  • 12
    Zenith Presidential Rd ATM — photo

    Zenith Presidential Rd ATM

    35.7/ 100
    4.04.0 out of 5 stars2 reviews

    4 Umuawulu St, Asata, Enugu 400102, Enugu, Nigeria

    Review analysis

    Serves Winners Student Community and Presidential Road residents with uncrowded ATM.

    • nice ambience
    • uncrowded atm
    • card pickup
    • serves students
    • convenient location
    Why ranked #12? ▾
    • Google rating73
    • Review volume16
    • Review recency2
    • Profile completeness0
    • Review sentiment56
    • Verification0

    Scores 0–100 per dimension. See how we rank.

    Recent reviews

    • Emmanuel A. ★★★★ Nice ambience in this branch office. The ATM is not usually crowded. Serves the Winners Student Community area as well as residents of Presidential Road. This is where i picked up my debit card withouy hassle

Frequently asked questions

Which 24-hour ATM in Enugu has the highest rating?

Union Bank ATM has a perfect 5-star rating from 2 reviews, making it the highest-rated 24-hour ATM in Enugu. However, Access Bank ATM also performs well with a 4.8-star rating from 4 reviews.

How many 24-hour ATMs are listed in Enugu?

We have ranked 12 24-hour ATMs in Enugu, Enugu State. The top five include Access Bank ATM (4.8★, 4 reviews), Union Bank ATM (5★, 2 reviews), United Bank For Africa - ATM (4★, 4 reviews), Diamond Bank ATM (5★, 3 reviews), and another Union Bank ATM (4.5★, 2 reviews).

Which ATM has the most reviews in Enugu?

Both Access Bank ATM and United Bank For Africa - ATM have 4 reviews each, the highest among the top 5. Access Bank ATM has a 4.8-star rating, while UBA ATM has a 4-star rating.

Are there any ATMs with a perfect 5-star rating in Enugu?

Yes, two ATMs have a perfect 5-star rating: Union Bank ATM (2 reviews) and Diamond Bank ATM (3 reviews). Both are listed among the top 5 24-hour ATMs in Enugu.

More in Enugu

ATMs elsewhere