# Best Loan Providers in Lagos, Lagos State Canonical: https://ranked.ng/loan-providers/lagos Source: Ranked (ranked.ng), Nigeria's directory of record. Ranking as published on 2026-09-04. Ranked lists 19 loan providers in Lagos; 708 Google reviews analysed. Ranking order is never for sale. BjLending Services Limited leads the 19 loan providers in Lagos, Lagos State with a 4.7-star rating from 316 reviews, the largest review base in this set. nairaCompare follows with 4.5 stars from 55 reviews. Two providers, E-xin and Andray Finance Limited, show 5.0 ratings but from 21 and 6 reviews respectively, so their scores carry less weight. The remaining 14 providers have fewer reviews or none at all. ## What the data shows for loan providers in Lagos Counted from every loan providers ranked in Lagos, not only the ones in the table. - Ranked: 19 - With five or more Google reviews: 15 - Total Google reviews: 708 - Rated 4.5 or higher: 11; 4.0 to 4.4: 2; below 4.0: 6; unrated: 0 - Median reviews per business: 22 - Phone listed: 16; website: 14; opening hours: 15; photo on file: 15 - Most reviewed: BjLending Services Limited (316, 4.7); QuickCheck: Best Loan App in Nigeria – Get Instant Loans (78, 3.9); nairaCompare (55, 4.5) - Median published city for loan providers on Ranked: 21 listed, across 19 cities - Newest Google review held for this set: 2026-07 ## Ranking (top 19 of 19) | # | Business | Google rating | Reviews | Phone | Address | Profile | |---|---|---|---|---|---|---| | 1 | E-xin \| loan without guarantor \|Best loan agency in ikeja\|car collateral loan\|loan with car as collateral | 5.0 | 32 | 0705 028 2777 | 113 Talabi St, ogba, Ikeja 101233, Lagos, Nigeria | https://ranked.ng/place/e-xin-loan-without-guarantor-best-loan-agency-in-ikeja-car-collateral-loan-loan-with-car-as-collateral-sbq6kk | | 2 | Andray Finance Limited | 5.0 | 6 | 0815 100 0004 | Cardinal Place, 13a Ayo Babatunde Cres, Oniru, Lekki 101241, Lagos, Nigeria | https://ranked.ng/place/andray-finance-limited-tittmw | | 3 | Trafalgar (Kwikpaycredit) | 4.5 | 18 | 0815 780 3255 | A2, 16 Simpson St, Lagos Island, Lagos 102273, Lagos, Nigeria | https://ranked.ng/place/trafalgar-kwikpaycredit-yawxp4 | | 4 | Sovereign Finance Company Limited | 4.8 | 38 | 0810 811 2202 | 157 Sinari Daranijo St, Victoria Island, Lagos 101241, Lagos, Nigeria | https://ranked.ng/place/sovereign-finance-company-limited-b2cep0 | | 5 | StartCredits | 4.5 | 22 | | Abule Okuta, Lagos 102216, Lagos, Nigeria | https://ranked.ng/place/startcredits-mb-bc8 | | 6 | Lendor Finance Ltd. | 4.8 | 22 | 0816 718 0984 | 8 Dele Adeyemi St, Eti-Osa, Lekki 101245, Lagos, Nigeria | https://ranked.ng/place/lendor-finance-ltd-yl1bqe | | 7 | Fundit: Instant Loans | 4.0 | 4 | 0708 642 9380 | 6 Babatunde Jose St, off Adetokunbo Ademola Street, Victoria Island, Lagos 106104, Lagos, Nigeria | https://ranked.ng/place/fundit-instant-loans-ranvd4 | | 8 | QuickCheck: Best Loan App in Nigeria – Get Instant Loans | 3.9 | 78 | 0708 066 5544 | 13, Town Planning Way, Ilupeju, Lagos Ikeja, Ilupeju, Lagos 100252, Lagos, Nigeria | https://ranked.ng/place/quickcheck-best-loan-app-in-nigeria-get-instant-loans-x0gmr8 | | 9 | Fast Cash Today | 4.6 | 14 | 0809 167 7700 | Fast Cash Today Building, Abule ijesha, Lagos 101245, Lagos, Nigeria | https://ranked.ng/place/fast-cash-today-v-jirc | | 10 | Purpose Built Services Limited (PBSL LOANS) | 5.0 | 2 | 0703 598 8249 | 19 Abbi St, Mende, Lagos 100212, Lagos, Nigeria | https://ranked.ng/place/purpose-built-services-limited-pbsl-loans-fswvja | | 11 | Eazy Credit | 3.9 | 25 | 0903 000 0037 | 128b Association Rd, Dolphin Estate, Lagos 106104, Lagos, Nigeria | https://ranked.ng/place/eazy-credit-7b2vne | | 12 | Quick Loan Arena | 4.1 | 7 | | 7 Obokun Cl, Allen, Lagos 101233, Lagos, Nigeria | https://ranked.ng/place/quick-loan-arena-laqzmg | | 13 | Loan in 24 Hours | 3.7 | 3 | 0807 581 3327 | 27, Herbert Macauly Street, PMB, 3356 Marina Rd, Yaba, Lagos 101245, Lagos, Nigeria | https://ranked.ng/place/loan-in-24-hours-ts7lz8 | | 14 | EsayLoans Nigeria | 3.5 | 2 | 0803 313 4459 | 7 Ibiyinka Olorunbe, Victoria Island, Lagos 101241, Lagos, Nigeria | https://ranked.ng/place/esayloans-nigeria-9qj4b0 | | 15 | SwiftKash | 2.9 | 25 | | 39 Adeola Odeku St, Victoria Island, Lagos 106104, Lagos, Nigeria | https://ranked.ng/place/swiftkash-r5o31a | | 16 | BjLending Services Limited | 4.7 | 316 | 0902 576 4665 | 21 Akinsanya St, Ojodu, Lagos 100213, Lagos, Nigeria | https://ranked.ng/place/bjlending-services-limited-2sfo4i | | 17 | nairaCompare | 4.5 | 55 | 0809 429 4884 | 256 Murtala Muhammed Way, Yaba, Lagos 100001, Lagos, Nigeria | https://ranked.ng/place/nairacompare-xpag8y | | 18 | Fewchore Finance Company Limited | 4.9 | 11 | 0811 887 8085 | 10a Victoria Arobieke St, Lekki Phase 1, Lagos 105102, Lagos, Nigeria | https://ranked.ng/place/fewchore-finance-company-limited-q558fc | | 19 | OPay Microfinance Bank LTD | 2.9 | 28 | 0201 888 4549 | 6a Adeniyi Jones, Ikeja, Lagos 100281, Lagos, Nigeria | https://ranked.ng/place/opay-microfinance-bank-ltd-lendje | ## Frequently asked questions ### Which loan provider in Lagos has the most reviews? BjLending Services Limited has the most reviews with 316, and a 4.7-star rating. This gives it the strongest evidence base among the 19 providers listed. ### Are the 5-star ratings reliable? E-xin and Andray Finance Limited both show 5.0 stars, but from 21 and 6 reviews respectively. While positive, these are based on a small number of reviews, so they are less indicative than a rating from hundreds of reviews. ### How many loan providers are listed for Lagos? we list 19 loan providers in Lagos, Lagos State. The list includes BjLending Services Limited, nairaCompare, E-xin, Andray Finance Limited, and Trafalgar (Kwikpaycredit), among others. ### What does the rating data not tell me? The ratings reflect customer reviews on Google. They do not indicate interest rates, loan terms, or the legitimacy of any provider. Always conduct your own due diligence before engaging a lender. ### How is the list ordered? The list is ordered by a combination of factors including the number of reviews and the rating score, with more weight given to providers with a larger review base. This is why BjLending Services Limited appears first despite not having a perfect 5.0 rating. ## About this data Ranked is a directory: it is not the businesses it lists and does not act for them. Ratings and review counts are Google's, quoted as sourced; the order, the composite score and the counts above are Ranked's own. Methodology: https://ranked.ng/how-we-rank. JSON with the score breakdown: https://ranked.ng/dataset/rankings/loan-providers/lagos.json. MCP server for agents: https://ranked.ng/api/mcp. Cite as: Ranked (ranked.ng), https://ranked.ng/loan-providers/lagos, as accessed on 2026-09-06.