# Best Banks in Cross River State, Cross River State Canonical: https://ranked.ng/banks/cross-river Source: Ranked (ranked.ng), Nigeria's directory of record. Ranking as published on 2026-09-04. Ranked lists 16 banks in Cross River State; 72 Google reviews analysed. Ranking order is never for sale. Access Bank Plc Ikom, Okimi Osabor Street has the highest Google rating of the five businesses named, 4.8 stars from 4 reviews. Union Bank follows at 4.7 stars from 6 reviews, while Ecobank - Ikom Branch has 4.5 stars from 6. Zenith Bank Ikom has the largest review count in this group, 10, with a 4.1 rating. Cross River State, Cross River State, has 16 ranked banks in total. First Bank - Ikom Branch has 3.8 stars from 5 reviews, so the ratings rest on small counts. ## What the data shows for banks in Cross River State Counted from every bank ranked in Cross River State, not only the ones in the table. - Ranked: 16 - With five or more Google reviews: 6 - Total Google reviews: 72 - Rated 4.5 or higher: 5; 4.0 to 4.4: 4; below 4.0: 6; unrated: 1 - Median reviews per business: 4 - Phone listed: 9; website: 8; opening hours: 11; photo on file: 6 - Most reviewed: First Bank (14, 3.6); Zenith Bank Ikom (10, 4.1); Union Bank (6, 4.7) - Median published city for banks on Ranked: 25 listed, across 77 cities - Newest Google review held for this set: 2026-02 ## Ranking (top 16 of 16) | # | Business | Google rating | Reviews | Phone | Address | Profile | |---|---|---|---|---|---|---| | 1 | Ecobank - Ikom Branch | 4.5 | 6 | 0808 894 7092 | XP9G+P5X, Calabar, Road, Ikom 540281, Cross River, Nigeria | https://ranked.ng/place/ecobank-ikom-branch-ot1xfy | | 2 | Zenith Bank Ikom | 4.1 | 10 | 0805 122 6564 | XPCH+W3F, Ikom - Abanliko Rd, Ikom 562261, Cross River, Nigeria | https://ranked.ng/place/zenith-bank-ikom-8pu2u8 | | 3 | Union Bank | 4.7 | 6 | | 3953+8Q9, Murtala Mohammed Hwy, Ikot Omin 541112, Cross River, Nigeria | https://ranked.ng/place/union-bank-0xbwtu | | 4 | Access Bank Plc Ikom, Okimi Osabor Street | 4.8 | 4 | 27120057 | Obudu-Ikom Rd Calabar, Ikom 540551, Cross River, Nigeria | https://ranked.ng/place/access-bank-plc-ikom-okimi-osabor-street-em9jtu | | 5 | First Bank - Ikom Branch | 3.8 | 5 | 45670577 | 19, Okim Osabor Street, PMB No. 1030, Ikom 550241, Cross River, Nigeria | https://ranked.ng/place/first-bank-ikom-branch-o2dn5m | | 6 | First Bank - Akamkpa Branch | 4.0 | 2 | 14485500 | Ikom, Efut Abua, Calabar 542101, Cross River, Nigeria | https://ranked.ng/place/first-bank-akamkpa-branch-ookcso | | 7 | Union Bank AKAMKPA | 3.5 | 4 | 0700 700 7000 | CALABAR - IKOM HIGHWAY, AKAMKPA LGA, CRS., NIGERIA, 889X+8X3, Akankpa 542111, Cross River, Nigeria | https://ranked.ng/place/union-bank-akamkpa-5zhlr8 | | 8 | Fidelity Bank | 4.7 | 3 | | XPCG+QC7, Katsina Ala Calabar Rd, Ikom 562261, Cross River, Nigeria | https://ranked.ng/place/fidelity-bank-kcqc0c | | 9 | Heritage Bank | 4.3 | 3 | | W8HJ+449, Idim Ita, Calabar 540281, Cross River, Nigeria | https://ranked.ng/place/heritage-bank-wmpknq | | 10 | C.H.C POS agent banking | 3.8 | 5 | 0803 514 9939 | XP7H+W9G L.G.A, park, behind clock tower, main line, Ikom 562261, Cross River, Nigeria | https://ranked.ng/place/c-h-c-pos-agent-banking-1rd_fa | | 11 | Stanbic IBTC Bank | 5.0 | 1 | | 31 Katsina Ala Calabar Rd, Ikom 562261, Cross River, Nigeria | https://ranked.ng/place/stanbic-ibtc-bank-aa578k | | 12 | Federal Mortgage Bank | 4.3 | 3 | | XP9G+5P7, Ikom 562261, Cross River, Nigeria | https://ranked.ng/place/federal-mortgage-bank-2dmb6k | | 13 | First Bank | 3.6 | 14 | | 3972+JX4, Murtala Mohammed Hwy, Ikot Omin 541112, Cross River, Nigeria | https://ranked.ng/place/first-bank-o-pul4 | | 14 | Heritage Bank Plc | 3.0 | 4 | 0700 4374 8243 | X87F+4R8, Bogoberi, Calabar 540281, Cross River, Nigeria | https://ranked.ng/place/heritage-bank-plc-zwxkki | | 15 | GT Bank | | 0 | 0700 4826 66328 | Ogoja Road, Ikom 562261, Cross River, Nigeria | https://ranked.ng/place/gt-bank-ttjg-g | | 16 | First Bank | 2.0 | 2 | | Katsina Ala Calabar Rd, Ikom 562261, Cross River, Nigeria | https://ranked.ng/place/first-bank-c2ltlu | ## Frequently asked questions ### Which bank has the highest Google rating in Cross River State? Access Bank Plc Ikom, Okimi Osabor Street has the highest rating among the five businesses named, at 4.8 stars from 4 Google reviews. Union Bank follows with 4.7 stars from 6 reviews. These ratings describe review scores only and do not establish financial quality or competence. ### Which bank has the most Google reviews? Zenith Bank Ikom has the largest review count among the five businesses named, with 10 reviews and a 4.1-star rating. Ecobank - Ikom Branch and Union Bank each have 6 reviews. The higher review count does not by itself indicate a higher rating. ### How many banks are ranked in Cross River State? There are 16 ranked banks in Cross River State, Cross River State. The named ratings include Ecobank - Ikom Branch, Zenith Bank Ikom, Union Bank, Access Bank Plc Ikom, Okimi Osabor Street, and First Bank - Ikom Branch, with review counts ranging from 4 to 10. ### How much evidence is behind the bank ratings? The review counts are small. Access Bank Plc Ikom, Okimi Osabor Street has 4 reviews, First Bank - Ikom Branch has 5, Ecobank - Ikom Branch and Union Bank have 6 each, and Zenith Bank Ikom has 10. Those counts give limited context for comparing the ratings. ### What rating does First Bank - Ikom Branch have? First Bank - Ikom Branch has 3.8 stars from 5 Google reviews. That is a small review count, so the figure records the current review score without providing a broad track record. The other named ratings are 4.1 or higher, with Access Bank at 4.8 from 4 reviews. ## About this data Ranked is a directory: it is not the businesses it lists and does not act for them. Ratings and review counts are Google's, quoted as sourced; the order, the composite score and the counts above are Ranked's own. Methodology: https://ranked.ng/how-we-rank. JSON with the score breakdown: https://ranked.ng/dataset/rankings/banks/cross-river.json. MCP server for agents: https://ranked.ng/api/mcp. Cite as: Ranked (ranked.ng), https://ranked.ng/banks/cross-river, as accessed on 2026-09-06.