# Best Banks in Apapa, Lagos State

Canonical: https://ranked.ng/banks/apapa
Source: Ranked (ranked.ng), Nigeria's directory of record. Ranking as published on 2026-09-04.
Ranked lists 37 banks in Apapa; 496 Google reviews analysed. Ranking order is never for sale.

Union Bank Head Office has the most Google reviews at 156, with a 4.1-star rating. Lovonus Micro Finance Bank and Guaranty Trust Bank share the highest rating at 4.8 stars, with 125 and 8 reviews respectively. The scores are close. Sterling Bank Head Office has 4.2 stars from 96 reviews, while Zenith Bank has 4.3 stars from 7 reviews. There are 25 banks in Apapa, Lagos State, and the review counts behind these ratings vary sharply.

## What the data shows for banks in Apapa

Counted from every bank ranked in Apapa, not only the ones in the table.

- Ranked: 37
- With five or more Google reviews: 15
- Total Google reviews: 496
- Rated 4.5 or higher: 6; 4.0 to 4.4: 15; below 4.0: 6; unrated: 10
- Median reviews per business: 4
- Phone listed: 24; website: 22; opening hours: 19; photo on file: 25
- Most reviewed: Union Bank Head Office (156, 4.1); Lovonus Micro Finance Bank (125, 4.8); Sterling Bank Head Office (96, 4.2)
- Median published city for banks on Ranked: 25 listed, across 77 cities
- Newest Google review held for this set: 2026-07

## Ranking (top 37 of 37)

| # | Business | Google rating | Reviews | Phone | Address | Profile |
|---|---|---|---|---|---|---|
| 1 | Union Bank Head Office | 4.1 | 156 | 12716800 | 36 Marina Rd, Lagos Island, Lagos 102273, Lagos, Nigeria | https://ranked.ng/place/union-bank-head-office-koi0f8 |
| 2 | Lovonus Micro Finance Bank | 4.8 | 125 | 12702218 | New IDDO Park and Ultra Modern, Iddo Rd, Lagos Mainland, Lagos 101245, Lagos, Nigeria | https://ranked.ng/place/lovonus-micro-finance-bank-qhxfss |
| 3 | Sterling Bank Head Office | 4.2 | 96 | 14484481 | Sterling Towers, 20 Marina Rd, Lagos Island, Lagos 102273, Lagos, Nigeria | https://ranked.ng/place/sterling-bank-head-office-vsk8vw |
| 4 | Zenith Bank | 4.3 | 7 | 12787000 | 24A Apapa Rd, Apapa, Lagos 102272, Lagos, Nigeria | https://ranked.ng/place/zenith-bank--vhcxu |
| 5 | Guaranty Trust Bank | 4.8 | 8 |  | 4 Commercial Rd, Apapa, Lagos 102272, Lagos, Nigeria | https://ranked.ng/place/guaranty-trust-bank-eod338 |
| 6 | Jaiz Bank Plc | 4.8 | 13 | 0708 063 5500 | Eleganza Plaza, 17B Apapa Rd, Apapa Quays, Lagos 102272, Lagos, Nigeria | https://ranked.ng/place/jaiz-bank-plc-cte3mi |
| 7 | First Bank - Apapa Branch | 4.0 | 6 | 17745182 | 1 Burma Rd, Apapa Quays, Lagos 102272, Lagos, Nigeria | https://ranked.ng/place/first-bank-apapa-branch-wxuwhm |
| 8 | Access Bank Plc Wharf Road Branch | 4.3 | 7 | 27120057 | 13-15 Wharf Road, Apapa, Lagos 102241, Lagos, Nigeria | https://ranked.ng/place/access-bank-plc-wharf-road-branch-qpayfm |
| 9 | Sterling Bank | 4.4 | 5 | 0700 7837 5464 | C9WF+57M, Apapa Rd, Apapa Quays, Lagos 102272, Lagos, Nigeria | https://ranked.ng/place/sterling-bank-movxtu |
| 10 | GT Bank | 4.1 | 17 | 0700 4826 66328 | Creek Road, Apapa, Lagos 102272, Lagos, Nigeria | https://ranked.ng/place/gt-bank-090wv8 |
| 11 | Zenith Bank | 4.4 | 5 | 17408292 | 19 Mobil Rd, Apapa, Lagos 100242, Lagos, Nigeria | https://ranked.ng/place/zenith-bank-mbnll4 |
| 12 | Keystone Bank | 4.5 | 2 | 14485742 | 37 Ware House Rd, Apapa Quays, Lagos 101251, Lagos, Nigeria | https://ranked.ng/place/keystone-bank-wgc_fs |
| 13 | Polaris Bank Limited | 4.0 | 4 | 0806 988 0000 | 125a, Apapa Road, Road, Apapa, Lagos 101211, Lagos, Nigeria | https://ranked.ng/place/polaris-bank-limited-4g1axw |
| 14 | Zenith Bank | 4.0 | 4 | 12642134 | 18 Ereko St, Idumota, Lagos 102273, Lagos, Nigeria | https://ranked.ng/place/zenith-bank-xlrhku |
| 15 | Union Bank | 4.3 | 3 | 0700 700 7000 | 32 Apapa Rd, Apapa, Lagos 101251, Lagos, Nigeria | https://ranked.ng/place/union-bank-nm4lf0 |
| 16 | Ecobank - Apapa Branch | 5.0 | 1 | 0704 145 0118 | 7 Randle Rd, Apapa, Lagos 100272, Lagos, Nigeria | https://ranked.ng/place/ecobank-apapa-branch-ke7u-m |
| 17 | FirstBank | 4.0 | 5 | 14600357 | 21 Mobil Rd, Apapa Quays, Lagos 102272, Lagos, Nigeria | https://ranked.ng/place/firstbank-msmpda |
| 18 | Union Bank | 4.5 | 4 |  | 22 Ware House Rd, Apapa Quays, Lagos 102272, Lagos, Nigeria | https://ranked.ng/place/union-bank-1twcjy |
| 19 | Wema Bank | 4.0 | 2 | 12779874 | 2 Commercial Rd, Apapa, Lagos 100211, Lagos, Nigeria | https://ranked.ng/place/wema-bank-ruoku4 |
| 20 | Zenith Bank | 3.8 | 5 | 12620727 | Liverpool Junction, 3 Point Rd, Apapa, Lagos 102272, Lagos, Nigeria | https://ranked.ng/place/zenith-bank-xnta7m |
| 21 | Access Bank Plc Apapa, Liverpool Road | 4.0 | 1 | 27120057 | 21 Liverpool Rd, Apapa Quays, Lagos 102241, Lagos, Nigeria | https://ranked.ng/place/access-bank-plc-apapa-liverpool-road-z_yvom |
| 22 | Polaris Bank Limited | 4.0 | 1 | 0806 988 0000 | 28 Apapa Rd, Apapa, Lagos 102272, Lagos, Nigeria | https://ranked.ng/place/polaris-bank-limited-vbawx0 |
| 23 | Access Bank Plc Ebute Metta Branch | 3.2 | 5 | 27120057 | 47 Apapa Rd, Ebute Metta, Lagos 101212, Lagos, Nigeria | https://ranked.ng/place/access-bank-plc-ebute-metta-branch-nmbeim |
| 24 | Access Bank Plc Apapa, Burma Road | 3.0 | 4 | 27120057 | 11 Burma Rd, Apapa, Lagos 102241, Lagos, Nigeria | https://ranked.ng/place/access-bank-plc-apapa-burma-road-4kqv04 |
| 25 | Bank | 3.4 | 7 |  | Apapa Quays, Lagos 102272, Lagos, Nigeria | https://ranked.ng/place/bank-lx-9qe |
| 26 | Access Bank Plc Creek Road Apapa Branch | 3.0 | 1 | 27120057 | 24a Creek Road, Apapa, Lagos 102241, Lagos, Nigeria | https://ranked.ng/place/access-bank-plc-creek-road-apapa-branch-tdkziq |
| 27 | First Bank - Apapa Point Road Branch | 1.0 | 2 | 14485500 | plot no 1, 3 Point Rd, Apapa, Lagos 100272, Lagos, Nigeria | https://ranked.ng/place/first-bank-apapa-point-road-branch-vyxz3c |
| 28 | Union Bank of Nigeria |  | 0 |  | Union Bank of Nigeria, Lagos, Nigeria | https://ranked.ng/place/union-bank-of-nigeria |
| 29 | Abbey Building Society Limited |  | 0 |  | Abbey Building Society Limited, Lagos, Nigeria | https://ranked.ng/place/abbey-building-society-limited |
| 30 | Verdant Microfinance Bank Limited |  | 0 |  | Verdant Microfinance Bank Limited, Lagos, Nigeria | https://ranked.ng/place/verdant-microfinance-bank-limited |
| 31 | Unicredit Microfinance Bank LImited |  | 0 |  | Unicredit Microfinance Bank LImited, Lagos, Nigeria | https://ranked.ng/place/unicredit-microfinance-bank-limited |
| 32 | First Bank of Nigeria |  | 0 |  | First Bank of Nigeria, Apapa, Nigeria | https://ranked.ng/place/first-bank-of-nigeria-osm137196 |
| 33 | Tarkwabay |  | 0 |  | Tarkwabay, Apapa, Nigeria | https://ranked.ng/place/tarkwabay-osm270073 |
| 34 | CONSOLIDATED DISCOUNT LIMITED |  | 0 |  | CONSOLIDATED DISCOUNT LIMITED, Lagos, Nigeria | https://ranked.ng/place/consolidated-discount-limited |
| 35 | EXPRESS DISCOUNT LIMITED |  | 0 |  | EXPRESS DISCOUNT LIMITED, Lagos, Nigeria | https://ranked.ng/place/express-discount-limited |
| 36 | CAPITAL BANCORP LIMITED |  | 0 |  | CAPITAL BANCORP LIMITED, Lagos, Nigeria | https://ranked.ng/place/capital-bancorp-limited |
| 37 | DYNAMICS PORTFOLIO LIMITED |  | 0 |  | DYNAMICS PORTFOLIO LIMITED, Lagos, Nigeria | https://ranked.ng/place/dynamics-portfolio-limited |

## Frequently asked questions

### Which bank has the most Google reviews in Apapa?

Union Bank Head Office has the largest review count among the five named businesses, with 156 Google reviews and a 4.1-star rating. Lovonus Micro Finance Bank follows with 125 reviews and a 4.8-star rating. Review volume and star rating are separate figures.

### Which banks have the highest rating in Apapa?

Lovonus Micro Finance Bank and Guaranty Trust Bank both have a 4.8-star Google rating. Lovonus has 125 reviews, while Guaranty Trust Bank has 8. The matching rating therefore comes with very different review counts.

### How many banks are in Apapa?

There are 25 banks in Apapa, Lagos State. The named profiles include Union Bank Head Office at 4.1 stars from 156 reviews, Sterling Bank Head Office at 4.2 stars from 96 reviews, and Zenith Bank at 4.3 stars from 7 reviews.

### How should I read bank ratings when the review counts are small?

Zenith Bank has 4.3 stars from 7 reviews, and Guaranty Trust Bank has 4.8 stars from 8 reviews. Those counts are small compared with Union Bank Head Office's 156 reviews. The figures report Google ratings and review totals only.

### How are the banks ordered?

Ranked uses the recorded rating and review information when ordering the 25 listed profiles. Lovonus Micro Finance Bank appears with 4.8 stars from 125 reviews, while Union Bank Head Office has 4.1 stars from 156 reviews, so both measures give useful context for the listed position.

## About this data

Ranked is a directory: it is not the businesses it lists and does not act for them. Ratings and review counts are Google's, quoted as sourced; the order, the composite score and the counts above are Ranked's own.
Methodology: https://ranked.ng/how-we-rank. JSON with the score breakdown: https://ranked.ng/dataset/rankings/banks/apapa.json. MCP server for agents: https://ranked.ng/api/mcp.
Cite as: Ranked (ranked.ng), https://ranked.ng/banks/apapa, as accessed on 2026-09-06.